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Jo C.
Jo C., Barrister
Category: UK Traffic Law
Satisfied Customers: 70295
Experience:  Over 5 years in practice.
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I bought a car 08/12/15 @ 20.50 and drove home assuming I

Customer Question

I bought a car 08/12/15 @ 20.50 and drove home assuming I was covered 3rd party as I have insurance on my main car, I was than pulled over for no insurance and given a statement form to sign pending further investigation @ 08/12/15 @ 22.00, any advice.
Submitted: 1 year ago.
Category: UK Traffic Law
Expert:  Jo C. replied 1 year ago.

What would you like to know about this please?

Customer: replied 1 year ago.
I believe looking at my insurance doc's that I wasn't insured to drive a vehicle home after a purchase, is there anything I can do?
Expert:  Jo C. replied 1 year ago.

Was there any way you could have known you weren't insured to drive home?

Customer: replied 1 year ago.
it would have been in the details on my car insurance, that I can only drive a car that was insured by someone else and I didn't own.I assumed that the current owner had insurance and didn't ask for confirmation, I believed that as he was the owner on the v5 that it would be ok, but as I now know the owner had cancelled his insurance. It was on the drive home I was stopped.
Expert:  Jo C. replied 1 year ago.

Ok. You can always plead guilty and ask the court to refrain from applying points on the basis that there are special reasons to do so.

That is a high test. Magistrates are difficult to predict. They should not allow that application if there is any way that you could have known that you were not insured and they should expect you to show that you had checked. However, I have seen Benches find special reasons apply on much lower grounds than that so it might pay off.

Can I clarify anything for you?


Customer: replied 1 year ago.
no thanks Jo
Expert:  Jo C. replied 1 year ago.

No problem and all the best.

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