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Hi. I own a property with a number of charges against it. Debts
Hi. I own a property with a number of charges against it. Debts that have been through court and ended up as 2nd 3rd etc property charges. Where can i find full details of the charges against the prop… read more
James Mather
James Mather
13,422 satisfied customers
HI my name isXXXXX live in Spain but own a UK property
HI my name isXXXXX live in Spain but own a UK property that we have just agreed a sale on. We have a problem with an outstanding Loan placed as second charge against the property. We have repaid the l… read more
James Mather
James Mather
13,422 satisfied customers
I am a freeholder, 6 flat block, I own one. 4 flats contribute
I am a freeholder, 6 flat block, I own one. 4 flats contribute 12.5% of maintenance, 2 flats contribute 25% (based on floor space). 5 flats are paid up, 1 owes £7000. 2003 Leaseholder died, nephews in… read more
James Mather
James Mather
13,422 satisfied customers
Good afternoon, Approximately 18 months ago I was in a managed
Good afternoon, Approximately 18 months ago I was in a managed rental accommodation through Property Links with a number of foreign nationals. We allocated a person who dealt with the bills that prope… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,309 satisfied customers
How to deal with debt collectors for service charges payment
Hi, I moved into my property last year, and my service charges had been prepaid for a few months, until mid last year. Since then, I've been struggling with making payments in a timely manner, not bec… read more
Alex J.
Alex J.
Law
LLB
447 satisfied customers
1. Bought a property 3 years ago 2. Was told 1 year after
1. Bought a property 3 years ago 2. Was told 1 year after purchase (as i was looking to pay my ground rent) there were outstanding fees to the ground rent company and they won't accept my payment with… read more
INC
INC
Solicitor-Advocate
Master's Degree
816 satisfied customers
My tenant was given 12 month AST on 22.02.2012. He is receiving
My tenant was given 12 month AST on 22.02.2012. He is receiving Housing Benenfit, which is paid directly to me but is refusing to pay shortfall between rent and benefit ( shortfall is almost �700/mont… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,309 satisfied customers
i am facing eviction from our home because of a secured loan
i am facing eviction from our home because of a secured loan on the property, my mortgage is up to date and i have no problems in paying the problem is with a loan secured on my house, when my busines… read more
James Mather
James Mather
13,422 satisfied customers
Dear Sir/Madam I am a leaseholder and my landlord has written
Dear Sir/Madam I am a leaseholder and my landlord has written to my mortgage company stating that i have not paid my ground rent charge of £150.00 and therefore are giving notice to mortgagee of breac… read more
Thomas Judge
Thomas Judge
9,958 satisfied customers
We have a mortgage for 123k a second charge for 40k and third
We have a mortgage for 123k a second charge for 40k and third charge for 18k, we are currently paying mortgage lender 140 pounds per week to our mortgage and help clear arrears but second charge lende… read more
UK-Justice
UK-Justice
Master's Degree
11,008 satisfied customers
I have a Loan Agreement that is secured with 2nd Title Charges
I have a Loan Agreement that is secured with 2nd Title Charges on a property and registered with the Land Registry. The Loan Agreement includes this clause that is also registered in the 'Title Absolu… read more
James Mather
James Mather
13,422 satisfied customers
I have not had an adequate answer to my question.....or any
I have not had an adequate answer to my question.....or any real answer at all. I want to know.... if there is an all monies charge on a mortgage as well as a second charge. Which gets paid off first?… read more
UK-Justice
UK-Justice
Master's Degree
11,008 satisfied customers
After breaching a contract to restructure and remortgage my
After breaching a contract to restructure and remortgage my buy to let business, my bank began repossession of my properties 18 months ago. They repossessed and sold at a vast under value two Buy to l… read more
Senior Partner
Senior Partner
Bachelor's Degree
4,582 satisfied customers
Hi. I am a landlady who does not ask for a deposit to safeguard
Hi. I am a landlady who does not ask for a deposit to safeguard the household effects. I ask for an administration fee which covers any 'unusual' admin I have to undertake during the term of the contr… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
11,878 satisfied customers
HI, I am currently switching mortgages, I am paying off my
HI, I am currently switching mortgages, I am paying off my existing mortgage and borrowing extra to consolidate debt and have extra money for house improvements. My problem is I have a second charge o… read more
Clare
Clare
Solicitor
Bachelor's Degree
1,329 satisfied customers
hi, i have a home / business (www.santanaholidayapartments.co.uk)
hi, i have a home / business (www.santanaholidayapartments.co.uk) i have a mortgage. i have got a court date for a charging order £1800 which i owe. my mortgage co are talking about forcing a sale. is… read more
Clare
Clare
Solicitor
Bachelor's Degree
1,329 satisfied customers
We have just finished our mortgage but had a charge on the
We have just finished our mortgage but had a charge on the property for a loan of £5000 in 1991 we have tried for the past three years to contact the company for statements and a way to make our payme… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,309 satisfied customers
My mortgage is 2800. I want to pay then 1500 for six months.
My mortgage is £2800. I want to pay then £1500 for six months. They are pressurising me to default on loans first. If they accept this offer I will not have to default anyone! I have never been in arr… read more
legal eagle 73
legal eagle 73
Bachelor's Degree
466 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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