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Clare, Solicitor
Category: UK Property Law
Satisfied Customers: 34232
Experience:  25 years exeperience
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My previous partner put £25k into my property (which is in

Customer Question

My previous partner put £25k into my property (which is in my name) when I bought it about 6 years ago. The house is worth about £600k, the mortgage is £351k. Stamp duty was £25k. He has asked if he can put a charge on the property so when I sell it, he will get his money back. Is he able to do this? The mortgage is with the Woolwich. Will they allow it?
Submitted: 1 year ago.
Category: UK Property Law
Expert:  Clare replied 1 year ago.


Thank you for your question

My name is Clare

I shall do my best to help you but I need some further information first

Is there any reason why you cannot pat him back now?

How much is he expecting to receive?

Customer: replied 1 year ago.
I have no spare money to pay him. All my money is in the house equity. He is expecting 25K when I sell it. I have no plans to sell at present
Expert:  Clare replied 1 year ago.

Your problem will be that in fact he could claim more - so the sooner you reach an agreement on this the better!

yes it can be dealt with either by a second charge (the Woolwich would not be involved) or by a Declaration of Trust stating that you will pay him the first £25,000 from any sale proceeds

Please ask if you need further details


Customer: replied 1 year ago.
Why might he be able to claim more?
Expert:  Clare replied 1 year ago.

Technically the longer the relationship lasts the better his claim is - but it is not a major issue since you are actually separated!