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Stuart J
Stuart J, Solicitor
Category: UK Property Law
Satisfied Customers: 22624
Experience:  PGD Law. 20 years legal profession, 6 as partner in High Street practice
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My freeholder has not requested ground rent payment since 2010,

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My freeholder has not requested ground rent payment since 2010, nor payment towards the block building insurance policy. I am in a position where I need to obtain a copy of the current insurance policy for a mortgage application. Will the freeholder be entitled thereafter to recover all oustanding payments that they have not previously billed us for, as I am assuming that this will be raised!

Many thanks
Thank you for your question here on Just answer. It is my pleasure to try and assist you with this today. Please bear with me if I need to ask for any further information from you in order for me to be able to advise you fully. My name isXXXXX and I am a practising solicitor. I have been an expert on this website in UK law since 2008. During that time, as you appreciate, I have answered thousands of questions from satisfied users on a variety of subjects.
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Have you raised this with them?
Customer: replied 4 years ago.

I have not discussed with the freeholder yet; I wanted to establish our position before speaking with them.

In a nutshell, yes, the freeholder will.

In addition, the freeholder would have had to give consent to any
transfer, if ever you came to sell the property and this would have cropped up

In the lease, it is usual for there to be no requirement on a landlord
to demand the rent or insurance and is and it is an obligation of the
tenant/leaseholder to volunteer the payments. I appreciate that you cannot
volunteer the payments unless you know what they are in respect of the insurer
and is but nonetheless, that is the situation.

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