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I am in a the 5th year of an Iva and have been notified
I am in a the 5th year of an Iva and have been notified today of an equity release clause that I didn't know anything about. The problem is we have now sold the house to pay off some of my husbands de… read more
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My IVA was completed at the begining of the year, and I received
My IVA was completed at the begining of the year, and I received the final closure notice. Some 6 months later have received a demand from one of the creditors to pay the part of the debt I understood… read more
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Hi I am in an IVA I have successfully claimed a PPI
Hi I am in an IVA I have successfully claimed a PPI refund on a secured loan I had in 2003 and recently had a letter from the creditor saying that because I am in a IVA the cheque will be made out to … read more
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Approximately eight years ago I moved in with my partner to
Approximately eight years ago I moved in with my partner to his house. My house was rented out after about 6-8 months. I took two loans out against my house to renovate his property for sale on the un… read more
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I have an IVA (currently over 3 years into a 5 year plan, all
I have an IVA (currently over 3 years into a 5 year plan, all payments upto date) which has a condition which states I cannot borrow over £500. I have the opportunity of a better paid job but it is on… read more
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my son is due to inherit a substantial amount of money soon,
my son is due to inherit a substantial amount of money soon, his wife walked out on him two years ago having cheated on her husband with a married man, they have one school age daughter. He has an IVA… read more
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Wea are currently in an IVA which technically completed in
Wea are currently in an IVA which technically completed in April 2011, however because of the IVA we cannot get a mortgage, so we have been given the 12 months additional time to try to find a mortaga… read more
Joshua
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i have recently sold my property and i had an iva on it which
i have recently sold my property and i had an iva on it which had failed my iva ip providor as asked my solicitor to freeze the proceeds of the sale of the property and is not allowing me to settle my… read more
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Hello, My husband entered a IVA in March 2009. When we first
Hello, My husband entered a IVA in March 2009. When we first started this process we were told that it would take 6 - 8 weeks, but in fact it took 1 year. Two creditors within this time placed chargin… read more
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i went into an iva in 2004 when i sold my buissnes the iva
i went into an iva in 2004 when i sold my buissnes the iva had £50.000 paid into their account that was in 2005 and have never payed anyone so 8 months ago i said i was going to the newsapers after id… read more
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I am in year 4 of an IVA. My business partners put our business
I am in year 4 of an IVA. My business partners put our business into administration (solicitors firm) in feb 2010 against my wishes. The Administrator of the partnership requested a copy of my IVA pro… read more
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what rights of appeal do you have agaist a bankruptcy order
what rights of appeal do you have against a bankruptcy order whilst you are in an iva arrangement if the iva supervisor is asked by the goverment to enforce/obtain a final bankruptcy order? especialy … read more
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I own a couple of properties with my estranged husband. I have
I own a couple of properties with my estranged husband. I have debts I want to pay through an IVA over the allowable time. IVA staff assured me that details of all my assets are required for the purpo… read more
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I had a limited company with myself as compnay secretary and
I had a limited company with myself as compnay secretary and my business partner as Managing director. We borrowed money against our houses from the bank. The agreement with the bank was that we were … read more
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A dentist friend sold his half of a dental practice to his
A dentist friend sold his half of a dental practice to his business partner last year. Since then the business partner has asked him to pay half of an overdraft which existed at that time and their ac… read more
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Does a bank have the legal right to prevent a company to whom
Does a bank have the legal right to prevent a company to whom it is lending money to pay an executive role empoyee his salary?… read more
INC
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I have been made bankrupt and have an appointment with the
I have been made bankrupt and have an appointment with the official receiver. How can I deal with that?… read more
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My former partner recently pursued a personal injury claim
My former partner recently pursued a personal injury claim that had to be abandoned due to professional negligence by her Solicitor. She had a private client agreement with the Solicitor, which I guar… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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