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I did, I am in Berkshire, UK are you in USA? arw you based
hello hello JA: Have you contacted the seller or manufacturer? What documentation do you have? Customer: yes, I did JA: What state are you in? Customer: I am in Berkshire, UK are you in USA? JA: Anyth… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
11,900 satisfied customers
My name is ***** *****, , I have a question regarding
I have a question regarding an old company overdraft debt with HSBC which i signed a personal guarantee for back in 2010, the company was put into voluntary liquidation back in late 2010, but recently i've been getting letters pursuing some 6000 of debt that the company (1st Credit) have purchased from HSBC - is there a statute limitation on this? … read more
Thomas Judge
Thomas Judge
9,977 satisfied customers
Hello, i took £5.000 loan out with HSBC 5yrs ago which i was
Hello, i took £5.000 loan out with HSBC 5yrs ago which i was paying of regulary monthly as agreed.i had to close my business and wanted to close my business account as well.I visited HSBC branch and t… read more
Aston Lawyer
Aston Lawyer
Head of Residential Property
LLB (HONS)
3,756 satisfied customers
My mother-in-law used to receive an Italian Pension from
My mother-in-law 'used' to receive an Italian Pension from INPS without problem. When Citi group were contracted by INPS to process the 'Proof of Life' requirement and also process future pension paym… read more
UK-Justice
UK-Justice
Master's Degree
11,008 satisfied customers
Is it possible to have two default notice for the same debt?
Hi is it possible to have two default notice for the same debt? 1) original lender placed default on credit reference agency in may 2006. 2) At end of May 2006 they sold the debt to collections agency… read more
James Mather
James Mather
7,350 satisfied customers
Hi, I took out a student account with HSBC at my term-time
Hi, I took out a student account with HSBC at my term-time univeristy address. Within 2 weeks of opening the account, HSBC requested I show them proof of my home address to send all letters and corres… read more
Thomas Judge
Thomas Judge
9,977 satisfied customers
Regarding Canadian law. If I was living in Vancouver and
Regarding Canadian law. If I was living in Vancouver and wanted to get a mortgage or credit. Would their credit search show up my UK credit record? If it does show my UK credit record, would it make a… read more
Claire D
Claire D
Solicitor
Bachelor's Degree
3,045 satisfied customers
My issue is as follows I have recently been dealing with
My issue is as follows: I have recently been dealing with Vodafone and a debt collection company called Cap Quest regarding an outstanding Vodafone debt which I did not know existed for £147.19 and wh… read more
UK-Justice
UK-Justice
Master's Degree
11,008 satisfied customers
My Credit Report Agency alerted me to a new defaulted account
My Credit Report Agency alerted me to a new defaulted account for £1220 that had been added by Cabot Financial. I phoned Cabot Financial to find out why, and they informed me that they had obtained th… read more
Brevitatis Causa
Brevitatis Causa
Bachelor's Degree
637 satisfied customers
HSBC are chasing me for what they claim is 11,000 of debt
HSBC are chasing me for what they claim is £11,000 of debt on a credit card I took out with them in 2005 (prior to the April 2007 ruling is it???). Anyway, they have issued a CCJ and I need a defence … read more
Jo C.
Jo C.
Barrister
Master's Degree
33,361 satisfied customers
In January 2009 I wrote to a Debt Collection Agency (Aktiv
In January 2009 I wrote to a Debt Collection Agency (Aktiv Kapital) requesting that they send signed true copies of an agreement of a debt they claim to have purchased from HSBC. Sixteen months later … read more
Thomas Judge
Thomas Judge
9,977 satisfied customers
HSBC bank have put overdrawn charges on the limited account limited
HSBC bank have put overdrawn charges on the limited account limited company will be closing, in process of strike off have a business credit card linked to the business account, funds are in the limit… read more
UK
UK
Legal Adviser
Vocational, Technical or Trade Scho
1,760 satisfied customers
I have an account with HSBC, every month I was receiving an
I have an account with HSBC, every month I was receiving an amount which I thought was coming from my deceased (1995) dad's, patient family friend. As he knew quite alot of people whilst working in th… read more
Michael Holly
Michael Holly
Bachelor's Degree
6,275 satisfied customers
I got a visa credit card from First Direct in 2002 aprox.
I got a visa credit card from First Direct in 2002 aprox. I maintained regular payments until 2009 when I experienced severe financial problems. This resulted in several of my credit cards just gettin… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,361 satisfied customers
Im a british citizen & currently working in NHS I went to abu
Im a british citizen & currently working in NHS I went to abu dhabi in april 2008 to work.i didnt not like my job so i came back in uk after 3 months.I didnt not close my account with hsbc bank and le… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,361 satisfied customers
my son signed a guarator form for his ex girlfriend on a 6
my son signed a guarator form for his ex girlfriend on a 6 month contract, now at the time he had left his property and was back home with us, Now his ex as defaulted on the rent for the last 3 months… read more
Michael Holly
Michael Holly
Bachelor's Degree
6,275 satisfied customers
Hi I lost my employment recently, I worked as a mortgage
Hi I lost my employment recently, I worked as a mortgage broker, I applied for a new job and had a interveiw yesterday, I was told by the new employers that my credit record needs to be free from Defa… read more
DR Lawyer
DR Lawyer
BA (HONS) Pgdl Pgdlp
2,318 satisfied customers
HSBC have registered a default against me, I dont believe this
HSBC have registered a default against me, I dont believe this is accurate. I have sent them a numerb of letters but they will not budge. Is there a legal process i can go through to get this removed?… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,361 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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