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You do need to declare it. They are entitled to know about any sum.
It will impact upon some of your benefits and not others.
Some are means tested and others are not.
Housing benefit will be affected.
PIPs and carers allowance will not.
ESA and council tax relief will be affected.
Your disability benefits will not as they are to pay for the cost of managing the disability.
Can I clarify anything for you?
The debts won't but the purchased items will.
£6k is the amount you can have without it impacting on benefits. That leads to a reduction which is phased. If you have more than £16k then that leads to the removal of means tested benefits.
£16k is the top end. £6k is the bottom.
No problem. All the best.