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Ben Jones
Ben Jones, UK Lawyer
Category: UK Law
Satisfied Customers: 9143
Experience:  Qualified Solicitor - Please start your question with 'For Ben Jones'
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I would like to remove a default from my credit file, the

Customer Question

Hi I would like to remove a default from my credit file
JA: What state is this in? And when did the issue begin?
Customer: the issue started a year ago
JA: Have you talked to a lawyer yet?
Customer: no
JA: Anything else you think the lawyer should know?
Customer: so basically I asked the lender to give me some time to pay back the 500 credit balance on a credit card as i was a student and struggling with paymets as soon as I secured a full time employment I satisfied the balance and closed the account but in the meantime the lender ignored my request and also didnt change my address and kept sending the reminders to an old address where I no longer lived
Submitted: 11 months ago.
Category: UK Law
Expert:  Jo C. replied 11 months ago.


On what basis?

Were you in default?