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Good morning, In 2008 I moved to Canada with my partner at
Good morning, In 2008 I moved to Canada with my partner at the time as a member of the British Army. In November 2010 I was posted back to the UK but she remained in Canada, potentially for another ye… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
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If I set-up a direct debit to pay a periodic charge (e.g. rent),
If I set-up a direct debit to pay a periodic charge (e.g. rent), what happens if I don't have enough funds in my current account for which that direct debit is linked? Does this incur an overdraft, or… read more
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Ben Jones
UK Lawyer
Legal Practice Course
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Type your question here. Hi. I am a pensioner living in
Type your question here. Hi. I am a pensioner living in Spain with a young wife and child. For at least 9 years I have been given an unsecured overdraft of 11,900 GBP and more recently a top up of 500… read more
John Knox
John Knox
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I would like some legal advice, on a very weird situation I
I would like some legal advice, on a very weird situation I find myself in. I have been Abbey National customer, for over 20 years, without having any problems, but since Santander, took over Abbey, t… read more
Michael Holly
Michael Holly
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HelloWhen working at NatWest I had 2 banks accounts one
Hello When working at NatWest I had 2 banks accounts one staff and one Advantage gold account. Each month my wages were paid to the staff account and there was a standing order to switch the money int… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,309 satisfied customers
I had a payment arrangement with a bailiff to pay oof 1300
I had a payment arrangement with a bailiff to pay oof £1300 council tax (for the current year incidentely), and made a payment on the 8th April for £250 leaving a balance of £165 to pay next month. Th… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,309 satisfied customers
Bank has taken over 130,000 from one of my accounts to pay
Bank has taken over £130,000 from one of my accounts to pay of limited company debt without permission. This has left my account in £25,000 over draft, bank immediately withdrew the over draft facilit… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
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I have a client who had a 50k OD with Barclays. He required
I have a client who had a £50k OD with Barclays. He required their support to add an extension to his commercial property over 12 months. Manager verbally agreed to fund it via OD so borrowing peaked … read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
11,878 satisfied customers
Hi , i would like 2 know if get any problems for a big unauthorised
Hi , i would like 2 know if get any problems for a big unauthorised overdraft i have made from my business account. When i request certain amounts by standing order ,it will end up telling me on payme… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,309 satisfied customers
If we have changed banks and have a loan with the original
If we have changed banks and have a loan with the original bank can we be made to keep our current account open, even though we have never defaulted on payments and have arranged the direct debit with… read more
Jo C.
Jo C.
Barrister
Master's Degree
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I have a savings account with Llodys TSB and a current account
I have a savings account with Llodys TSB and a current account with NatWest. Recently I requested that several thousand pounds be transferred from Lloyds into my nominated account with NatWest. The A/… read more
Alice H
Alice H
Solicitor of the Senior Courts
Bachelor's Degree
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HI ive been given a cheque from my previous employer which
HI ive been given a cheque from my previous employer which bounced because his ltd. company went into liquidation. the pawnshop i cashed it in (before the company went into liquidation) were chasing m… read more
UK
UK
Legal Adviser
Vocational, Technical or Trade Scho
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in october 2009, birmingham city council put 1453.82 into
in october 2009, birmingham city council put £1453.82 into my bank account for rent rebate. it was put into an account i did not request, or was using due to the fact i was in arrears with them, and w… read more
UK
UK
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Vocational, Technical or Trade Scho
1,760 satisfied customers
I had an agreement with my bank and they broke it and charged
I had an agreement with my bank and they broke it and charged me! They won't listen. What can I do?… read more
Thomas Judge
Thomas Judge
Solicitor Advocate
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I have a bank acct that has been frozen and have been making
I have a bank acct that has been frozen and have been making agreed payments each month to clear overdraft on acct. Have also a loan through same bank and have been making repayments at agreed amount … read more
Jo C.
Jo C.
Barrister
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My Bank says I owe over 600 pounds sterling- these are all
My Bank says I owe over 600 pounds sterling- these are all charges made by the bank onto my account for unauthorised overdraft-they have basically 'bounced me' repeatedly into a deeper and deeper debt… read more
PTS Law Ltd
PTS Law Ltd
35 years experience English Solicit
1,198 satisfied customers
can the bank access my account without my permission and withdrawn
can the bank access my account without my permission and withdrawn money to pay off my overdraft… read more
Donna Dodd
Donna Dodd
Head of Industrial Disease
Lawyer
182 satisfied customers
I have a debt company chasing me for 455 which I allegedly
I have a debt company chasing me for £455 which I allegedly owe the Natwest Bank. This amount is etnirely made up of bank charges and interest on bank charges which has snowballed over the past 1.5 ye… read more
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James Mather
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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