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A friend has bad credit from a default on a current account
A friend has bad credit from a default on a current account in 2010. She's not sure of many specifics but from her description of her situation at the time I can't imagine that the account could have … read more
Alice H
Alice H
Solicitor of the Senior Courts
Bachelor's Degree
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Hi there, I recieved these court claim last 23rd of April
Hi there, I recieved these court claim last 23rd of April and the form is dated on 17th of April. My steps I've done already are reply from moneyclaim website to dispute these claim from 1st Crudit F … read more
James Mather
James Mather
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I have had a default summons for £8500.00 from a company who
I have had a default summons for £8500.00 from a company who purchased this debt from MBNA, it was a Virgin Master Card. I was attempting to reduce the debt by negotiating a PPI claim, they immediatly… read more
Alex J.
Alex J.
Commercial/Corporate
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We cancelled a contract (giving 1 months written notice) after
We cancelled a contract (giving 1 months written notice) after completing 2 years of a 4 year contract as we were advised we could do this under the Credit Consumer Act 1974. We have since been inunda… read more
Alex J.
Alex J.
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I received several tout for your business spam mail from
I received several 'tout for your business' spam mail from Halifax several years ago. I took no action. Then a Halifax credit card arrived, unsolicited. I left it for several months then used it for j… read more
Alex J.
Alex J.
Commercial/Corporate
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2,055 satisfied customers
A debt collection agency has supplied what they describe as
A debt collection agency has supplied what they describe as a ''True Copy'' of a credit card agreement but it does not contain any signatures or dates, can they rely on this to prove a debt in court? … read more
Jo C.
Jo C.
Barrister
Master's Degree
33,395 satisfied customers
REGARDING THE RECENT ISSUES WITH WRITING OFF CREDIT CARD DEBT
REGARDING THE RECENT ISSUES WITH WRITING OFF CREDIT CARD DEBT PLEASE CAN YOU ADVISE AS TO THE CREDITADABILITY OF CARDS BEING WRITEN OFF DUE TO THE CARD COMPANY NOT PROVIDING A TRUE COPY OF THE SIGNED … read more
Thomas
Thomas
Lawyer
Bachelor's Degree
2,179 satisfied customers
My parents bought a bed from The Great British Mobility Company
My parents bought a bed from The Great British Mobility Company on 23rd November 2009 and paid by credit card £1495.00. The salesman left after 3 hours and after pressuring my parents to take delivery… read more
DR Lawyer
DR Lawyer
BA (HONS) Pgdl Pgdlp
2,318 satisfied customers
hey i dont know if u can deal with my problem but worth a try,i
hey i dont know if u can deal with my problem but worth a try,i bought a brand new peugeot 207 gt in december of 2006,last year it developed a major problem with de pollution system fault and loss of … read more
Thomas Judge
Thomas Judge
9,981 satisfied customers
I have a couple of template examples that I am preparing to
I have a couple of template examples that I am preparing to send to various CC companies and in them they quotethe CCA 1974 section 77 (6) however when I look at the act before 16/06/2006 section 77 (… read more
DR Lawyer
DR Lawyer
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We were sold a secured loan. Now the lender is trying to repossess.
We were sold a secured loan. Now the lender is trying to repossess. We beliieve we have a case for mis-selling. Thr fsa agrees in principle. 1) The loan, sold 2 years ago, has a term of 25 years. We w… read more
INC
INC
Solicitor-Advocate
Master's Degree
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Hi there, can you please tell me what grounds I have to dispute
Hi there, can you please tell me what grounds I have to dispute a credit card debt, credit debt is £11k ( 4k interest ) taken out Year 2000 with Egg plc under the consumer credit act 1974 Capquest ( D… read more
Jo C.
Jo C.
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I bought my wedding dress from Capri Skies who have closed
I bought my wedding dress from Capri Skies who have closed the shop & reportedly gone bust. The dress was bought in September 2008 using a switch card (£945.00). Where do i stand with regards XXXXX XX… read more
INC
INC
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Master's Degree
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I have credit cards that were takien out in 2005. Am I elegible
I have credit cards that were takien out in 2005. Am I elegible to have them written off if there was no credit agreement signed?… read more
Tulkinghorn
Tulkinghorn
Bachelor's Degree
1,141 satisfied customers
I bought a property in 1997 and was sole owner until dec 2003
I bought a property in 1997 and was sole owner until dec 2003 when I added my expartner to the mortgage. He went self employed a month after and I have evidence of his lack of income. The house was so… read more
Tom Denning
Tom Denning
Trainee Solicitor
Bachelor's Degree
526 satisfied customers
I have seen items in the press recently regarding having credit
I have seen items in the press recently regarding having credit card debt written of via a legal loophole, without IVA's etc and no damage to credit rating. Is this true, would you recommend it, and w… read more
Tom Denning
Tom Denning
Trainee Solicitor
Bachelor's Degree
526 satisfied customers
i have been told that a credit card issued before 2007 was
i have been told that a credit card issued before 2007 was illegal and i can take legal action to get the debt cancelled without any adverse effect on my credit rating can you please tell me if this i… read more
Ben Rose
Ben Rose
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Pg.Dip.L.P. / LPC
348 satisfied customers
We would like to clear an outstanding debt from 2001
we have a 25,000 loan from 2001in my wifes name. We moved abroad the same year and have no address or property in the uk. However, my wife would like the opportunity to return to the uk in the future … read more
Ben Rose
Ben Rose
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Pg.Dip.L.P. / LPC
348 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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