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Have I any chance of getting a refund for a franchise fee? I
Have I any chance of getting a refund for a franchise fee? I was misled about a special offer ending in 2 weeks so I had to make a very rushed decision. Once I had paid, I discovered that the 'special… read more
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Good Afternoon, I need some advice! In brief I entered
Good Afternoon, I need some advice! In brief I entered a DMP in 2011 and in September last year I noticed that Barclaycard had passed my debt on and sold it to a debt collector. In this 8 months I hav… read more
Jo C.
Jo C.
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I am in a debt management plan with immediate financial for
I am in a debt management plan with immediate financial for the past three years and they have so far cleared many of my debts, I now only have 1 left which I would like to deal with myself. I have ra… read more
Alice H
Alice H
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In June 2010 I signed up to a debt management company called
In June 2010 I signed up to a debt management company called One Debt Solution. I had received a phone call from their sales team suggesting I could combine my debts and pay a small affordable monthly… read more
UK-Justice
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i was blaklisted with santandar 5k overdrauht i was under the
i was blaklisted with santandar 5k overdrauht i was under the asumption the account was closed the debt was sold off to 1st credit phoned them up santendar they told me it was closed meantime by accid… read more
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Ive had an iva with a company called spectrum financial
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What duty of care do credit card companies have, if any I
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Buachaill
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Hi there i have a 6 yrs or older default in my credit file
Hi there i have a 6 yrs or older default in my credit file !i took out a loan 10 years ago with halifax for£5000 did pay off half of it and then ended up on financial difficulties (unemployed)and coul… read more
Joshua
Joshua
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I own a limited company which is about to liquidate. If I
I own a limited company which is about to liquidate. If I stop payments on the limited company bank loan can the bank ask for repayment of my personal loan and overdraft that I have with them. In the … read more
Senior Partner
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I have been badly advised by debt management companies (DMC)
I have been badly advised by debt management companies (DMC) and am now having to go to Court today to represent myself at a hearing to place a Charging Order against my property (jointly owned with m… read more
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During May I contacted a company called Debt Matters to inquire
During May I contacted a company called Debt Matters to inquire about resolving a debt issue. On the phone I gave them my debit card details and the names only of my creditors with the rough amounts o… read more
Jo C.
Jo C.
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HI ive been given a cheque from my previous employer which
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Hello, Orange Phone company put a default on my credit rating after i payed the debt they asked for on time, i have managed to get them to close the account but the default is still on my credit repor… read more
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UK
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Vocational, Technical or Trade Scho
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Hi, I have a pcp agreement on a car and it it regultated under heading fixed sum loan agreement regulated by the consumer credit act 1974. The contract was for 35 monthly payments and the final paymen… read more
DR Lawyer
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Hi, My name is Bozena. I have got some query about my money.
Hi, My name is Bozena. I have got some query about my money. My husband did pay money to Debt Line for help us to improve our budget. When they recived payment they call us they can not pay all debts … read more
Jo C.
Jo C.
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I have debts with Lloyds Bank , a loan, credit card and current
I have debts with Lloyds Bank , a loan, credit card and current account, I have been with Debt Free Me since September 2006, paying agreed amounts to each account. Lloyds will not stop harrasing me wi… read more
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I am currently being threatened with county court action by
I am currently being threatened with county court action by a debt collecting agency, for the sum of £834. This, they claim, has arisen due to membership of golds gym. I signed a six month contract an… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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