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I had a non-fault accident with our car and it is total
Hi I had a non-fault accident with our car and it is total loss. the third party insurance has accepted and paid off. we also have shortfall insurance with BMWprotect to cover the gap between the sett… read more
James Mather
James Mather
7,350 satisfied customers
hi, i have fully comp insurence with hastings direct, i wrote
hi, i have fully comp insurence with hastings direct, i wrote my car off on saturday and i am fully liable, i owe over 10,000 to blackhorse as it was a finance car i purchased 2 years ago, do they hav… read more
John Knox
John Knox
Solicitor
Post-graduate diploma in law
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I was involved in a car accident where a car hit me in the
I was involved in a car accident where a car hit me in the rear and pushed me into the car in front. The insurance company for the rear car has contacted me and has advised that they are accepting ful… read more
UK-Justice
UK-Justice
Barrister
Master's Degree
16,193 satisfied customers
My girlfriend is married to another man, when she seperated
My girlfriend is married to another man, when she seperated from him she had a loan for his new car, they also had a timeshare. The verbal agreement on their seperation was that she would continue to … read more
Thomas Judge
Thomas Judge
9,976 satisfied customers
hi, my ex and i got a car on finance last year and both our
hi, my ex and i got a car on finance last year and both our names are XXXXX XXXXX argreement. My ex told me to put my name on the agreement because he couldnt get the car on finance by himself, so i a… read more
UK-Justice
UK-Justice
Barrister
Master's Degree
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I PURCHASED A NEW CAR ON 15th DEC 2009 AND AT THE TIME TOOK
I PURCHASED A NEW CAR ON 15th DEC 2009 AND AT THE TIME TOOK OUT PURCHASE PROTECTION INSURANCE ON THE THE 8th DEC THIS YAER I PURCHASED A REPLACEMENT CAR FROM THE SAME DEALER WITH THE INITIAL CAR BEING… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
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Hi we had a car with Yes car credit in feb 2004, due to unforseen
Hi we had a car with Yes car credit in feb 2004, due to unforseen circumstances this car was returned approx 1 month later to finance company after much discussions with both Yes and Welcome. At least… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
11,900 satisfied customers
My daughter bought GAP Insurance when she purchased her car
My daughter bought GAP Insurance when she purchased her car about 6 weeks ago. Since then she has been Creeper Burgled and her car was stolen and has not been found. She has claimed off her Car Insura… read more
James Mather
James Mather
7,350 satisfied customers
hi, i brought a honda civic 4 years ago and had it on finance
hi, i brought a honda civic 4 years ago and had it on finance from honda i have paid 11,000 or so off the car with a little over 5,000 left to pay. due to problems with work i have not been able to ma… read more
Shan G
Shan G
Master's Degree
559 satisfied customers
I bought a car which unbenown to me had finance on it. The
I bought a car which unbenown to me had finance on it. The car was stolen and when the insurance company paid out they deducted the amount due to pay off the finance. I have been left £4500 out of poc… read more
DR Lawyer
DR Lawyer
BA (HONS) Pgdl Pgdlp
2,318 satisfied customers
i purchased a car via welcome finance on hp, i also took out
i purchased a car via welcome finance on hp, i also took out gap insurance. a year later the car got stolen and later found in birmingham as a write off. the insurance co would not pay out as i had le… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,361 satisfied customers
I have just recived letters about an inident with my car insurance.
I have just recived letters about an incident with my car insurance. My car was taken three years ago the driver hit a parked car and phoned the police. I in the meantime phoned the police and reporte… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,361 satisfied customers
Hi, I bought a car just under 12 months ago from a land rover
Hi, I bought a car just under 12 months ago from a land rover main dealer. During the purchase of the vehicle I was not informed of the gap insurance in which i could have taken out or that the vehicl… read more
INC
INC
Solicitor-Advocate
Master's Degree
3,882 satisfied customers
i purchased a car two years ago a this time i was not useing
i purchased a car two years ago a this time i was not useing the car so i have let my daughter have th use of it she has insured the car in her own name fully comperhensive cover but has a bump here i… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,361 satisfied customers
i have brought a car on finance less than 2 weeks ago. i was
i have brought a car on finance less than 2 weeks ago. i was lead to belive that the gap insurance was in with my monthly payments when i brought the car and in a phone conversation less than a week a… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,361 satisfied customers
I took out a personal loan beleiving it was car finance and
I took out a personal loan beleiving it was car finance and not a personal loan can I do anything about this?… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,361 satisfied customers
Hi, my daughter was parking into a space and her bumper touched
Hi, my daughter was parking into a space and her bumper touched the wheel arch - there was no speed impact, there was a small mark that would just polish away - the car was nudged the independant witn… read more
Clare
Clare
Solicitor
Bachelor's Degree
9,529 satisfied customers
I bought a car from dc cook in 2006, it was written off in
I bought a car from dc cook in 2006, it was written off in Dec 06 and the insurers paid out £7000 to my finance company. I had gap insurance to cover the rest of the monies. I called my finance compan… read more
Jo C.
Jo C.
Barrister
Master's Degree
33,361 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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