How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Thomas Your Own Question
Thomas, Lawyer
Category: UK Law
Satisfied Customers: 7620
Experience:  BA (Hons), PgDip, Practising Solicitor
Type Your UK Law Question Here...
Thomas is online now
A new question is answered every 9 seconds

i have been seperated for the last 4 years, my estranged husband

This answer was rated:

i have been seperated for the last 4 years, my estranged husband has just bought a house with his new partner and taken out a huge loan, if they default would this come back at me to pay as we are still married we have 2 children together. thank you Heidi

Hi Heidi,


Thanks for your question.


If there are no matrimonial assets of your marriage to him and the loan is not taken out in your name then your are protected. In the event of default on the loan the creditor would only be able to seek to enforce the debt against your husband's assets not yours because the liabilty under the loan is personal and does not transfer to you by virtue of your marriage.


The situation would be more complicated if there was a larger matrimonial asset base over which you would negotiate a financia settlement or, for example, you were both named as registered proprietors of a property you bought together.


In these circumstances though you are not very exposed.


If this has been useful please kindly click accept so that I may be rewarded for my time. It will be gratefully received and you will be free to ask follow up questions.

Kind regards,


Thomas and other UK Law Specialists are ready to help you