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i have not payed my credit cards for over 4 years and my credit
i have not payed my credit cards for over 4 years and my credit score is fair,would my dept get cleared up after some time?… read more
Alice H
Alice H
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Bachelor's Degree
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my wife and i are seperating at present. We have a 10000 loan
my wife and i are seperating at present. We have a 10000 loan which she took out in her name to consolidate some credit cards which were in my name, but the money was spent by both of us. Am I obliged… read more
Alice H
Alice H
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My husband and I have had a mortgage with the same building
My husband and I have had a mortgage with the same building society for about 7 years with flawless record of payment. They recently offered additional borrowing and as we were keen to shed a credit c… read more
UK-Justice
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Master's Degree
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My husband left me on 15th Oct and has moved in with his new
My husband left me on 15th Oct and has moved in with his new girlfriend in Nov. He has left me with a lot of debt. All the debts were aquired whilst we were still together but they are all in my name … read more
Clare
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please can you advise on the following , my partner and i are
please can you advise on the following , my partner and i are looking to split up. i own the house, mortgage in my name only.however we do have joint bank account. i earn twice as much and all bill ar… read more
Joshua
Joshua
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LL.B (Hons), Prof. Dip. Law & Pract
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Financial Clean Break - outstanding from Divorce Separation
Financial Clean Break - outstanding from Divorce Separation 2008 (Deed of Separation) and Divorce Absolute November 2010 I signed Agreement under duress, my ex refusing to disclose full facts, and I w… read more
Clare
Clare
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Dear Sir / Madam, I have been very ill since 2008 I had to
Dear Sir / Madam, I have been very ill since 2008 I had to have a lot of my large colon removed. Due to being misdiagnosed with IBS for 10 years! My Husband was unable to work as he had to look after … read more
Daniel Smith
Daniel Smith
Bachelor's Degree
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I paid off my girlfriends store cards and credit cards by transferring
I paid off my girlfriends store cards and credit cards by transferring the balance onto an interest free credit card which she agreed to pay off before the interest becomes due. She missed one payment… read more
Jo C.
Jo C.
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Master's Degree
33,309 satisfied customers
My partner is having an issue with her former-partner. During
My partner is having an issue with her former-partner. During their 7 year relationship, she took out an unsecured personal loan in order to buy them a car. She has since made all the loan repayments … read more
Jo C.
Jo C.
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Master's Degree
33,309 satisfied customers
Last October, my son borrowed 7,700 @ 32% interest to buy
Last October, my son borrowed £7,700 @ 32% interest to buy his girlfriend a car because she couldn't get credit. He also put down £600 cash as the deposit. The car is registered in his name but it was… read more
Jo C.
Jo C.
Barrister
Master's Degree
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I ran into 12,000GBP debt in the UK by hard selling bank staff.
I ran into 12,000GBP debt in the UK by hard selling bank staff. The played on the fact I was single and living at home with my parents and said if I took a credit card and loan I could have a holiday … read more
UK-Justice
UK-Justice
Master's Degree
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I had to take out a 6000 bank loan to pay CSA as I couldnt
I had to take out a £6000 bank loan to pay CSA as I couldn't pay the arrears at 40% of my wages. I work offshore with a salary and a bonus for going offshore which varies dramatically from month to mo… read more
Jo C.
Jo C.
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Master's Degree
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I purchased a house with my partner and just as we moved in
I purchased a house with my partner and just as we moved in my partner lost her job. We struggled to meet the mortgage payments and we have since split and I have moved out and am living back with my … read more
Clare
Clare
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me and my fiancee just split up 3 weeks ago, we have a mortgage,
me and my fiancee just split up 3 weeks ago, we have a mortgage, she ran my credit card bill up to max and has bled the overdraft of our joint bank account dry, i left the house and her with mostly ev… read more
Clare
Clare
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Bachelor's Degree
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Back in Oct last year i applied for a loan to consolidate my
Back in Oct last year i applied for a loan to consolidate my debt, the loan was agreed, the broker concerned needed £69 of my money to proceed with application. They then needed more information of me… read more
Thomas Judge
Thomas Judge
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I took out a loan for me and my partner, in order to pay off
I took out a loan for me and my partner, in order to pay off her debt and mine so it was all consolidated into one place. It had to go in my name as her credit rating was not so good. I then payed mon… read more
Jo C.
Jo C.
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I agreed to a divorce on the grounds of adultry as this was
I agreed to a divorce on the grounds of adultry as this was the only way we could get a quick divorce, my wife agreed she would not use this for leverage as the relationship. I am still with the women… read more
Clare
Clare
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I am splitting from my partner. We have owned a house for 9
I am splitting from my partner. We have owned a house for 9 years, the house in joint names and we have two children. My partner is on disability benefits and has not worked for 5 years. she has also … read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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