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Im trying to find out - my company has a mortgage and a loan
im trying to find out - my company has a mortgage and a loan / it has a charge for the mortgage and a debenture on the loan / we are re-financinging but have to do a bridging loan / there is a slight shortfall (is that an issue) … read more
Property Lawyer
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My company has a debenture to a close relative, it was made
My company has a debenture to a close relative, it was made in good faith for tax reasons and to protect the loan in case of insolvency. Since we have have recently fallen out, the lender is trying to… read more
Alex J.
Alex J.
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I was wondering if someone could tell me what charges are
I was wondering if someone could tell me what charges are registered against my property? It's in n Ireland. The address is*****ballywalter. Bt22 2tr… read more
Joshua
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Are there any grounds to prevent the court sealing the notice
Are there any grounds to prevent the court sealing the notice of intention by a qualifying floating charge holder? Please note that the final demand under the debenture and the personal guarantee stat… read more
Senior Partner
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If a Debenture states that to issue an appointment of a Reciever
If a Debenture states that to issue an appointment of a Reciever the Deed of Appointment must be Sealed and it emeges that the deed is not sealed only signed will this invalidate the deed. Case Law wo… read more
UK-Justice
UK-Justice
Master's Degree
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We have used my husbands pension fund to fund a loan to our
We have used my husbands pension fund to fund a loan to our business. The company to whom we put in place to arrange it have put a debenture over our business and then we pay the pension fund a sum of… read more
Senior Partner
Senior Partner
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if a mortgage is on a loan to value basis ,where a bank had
if a mortgage is on a loan to value basis ,where a bank had an agreement. Under Special Conditions Of The Letter Of Sanction. The bank were to instruct an independent professional valuer, to value the… read more
UK-Justice
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I agreed to purchase a car at a Land Rover dealer, we also
I agreed to purchase a car at a Land Rover dealer, we also discussed finance and it was explained to me that they would provide me with 5.7%, on that basis I agreed. when I went to collect the vehicle… read more
Jo C.
Jo C.
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Re Golf Club On the 3rd February 2003 by a Supplemental Deed
Re Golf Club On the 3rd February 2003 by a Supplemental Deed entered into by the Company and the Trustees a “Legal Charge”, as contained within a “Trust Deed and Legal Charge” dated June 1996, was var… read more
Senior Partner
Senior Partner
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I purchased a commercial property off someone I knew 7 years
I purchased a commercial property off someone I knew 7 years ago, the solicitor worked for all parties at the time, I was totally unaware that this was a conflict of interest (if that is what it was),… read more
John Knox
John Knox
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I am amongst some 600 others who have lent money in the form
I am amongst some 600 others who have lent money in the form of undated Secured Debentures that have been issued to us individually as a deed by the Limited Company owning our golf Club. These Debentu… read more
UKSolicitorJA
UKSolicitorJA
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i have defaulted on a EFG loan for my LTD company the bank
i have defaulted on a EFG loan for my LTD company the bank now want payment in full . they said if i cant pay it will go to the banks debt collections then insolvency,they also informed me that i sign… read more
UK-Justice
UK-Justice
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My Husband wanted a overdraft facilty from his bank on his
My Husband wanted a overdraft facilty from his bank on his Company ?He didnt want to secure it with our house. They said they would agree to a unsecured loan and would require a debenture.They had a m… read more
UKSolicitorJA
UKSolicitorJA
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our company loaned another company some funds and our solicitors
our company loaned another company some funds and our solicitors registed a charge against their property, recently it came to light our solicitor had registered this charge with Land Registry, but ha… read more
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Senior Partner
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Hi, a friend of mine was a director and company secretary in
Hi, a friend of mine was a director and company secretary in her then husband's business. In 1984 the bank manager asked herto sign a guarantee and a mortgage debenture to cover an overdraft (£25,000 … read more
UK-Justice
UK-Justice
Master's Degree
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I owne 7 propertiess barclays bank has a charge on one of my
I owne 7 propertiess barclays bank has a charge on one of my properties and hold a debenture on my company currently i outstanding loan is barclays 500K ,I HAVE BORROWED OTHER MONIES SECURED ON THE OT… read more
Senior Partner
Senior Partner
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I own a company which has a bank account with Lloyds bank (set
I own a company which has a bank account with Lloyds bank (set up before I got involved). Under previous owners the company used to have loan facilities and the bank had (has) the usual floating charg… read more
INC
INC
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i am a guarator of a business loan to a business firm.the firm
i am a guarator of a business loan to a business firm.the firm has gone in to liqidation.now the lending bank has asked me to pay the outstanding amount. i have given legal charges of two commercial p… read more
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DR Lawyer
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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