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I am in the UK...
I am in the UK. I am currently married, and have been for nearly four years and we have a little girl of 18 months. We have a house and a joint mortgage with equity in the region of £100,000. We moved in together about 4/5 years ago and at the time i put in around £100,000 towards the deposit, and she put in £30,000 which went towards items inside the house.
There was fault on both our parts. At first she did not want to be with me for the first few months, and i did and now that has almost swapped round the other way, and it is me saying i don't want to give it a go. We are living together but in seperate rooms, things were amicable but have become less so now. Not sure if you need all that information but thought it wouldn't hurt.
My Question is;
If I moved out do i give up ay rights and entitlements to any of the equity. If i move out and she decides not to sell where does that leave me? If we sold would it be a fair split or will the fact there is a little one make a differance. She has stated that she has been informed that she would be entitled to at least 2/3 of the equity due to our little one. Is there any pre-agreement we could draw up to cover all the financal aspects before i moved out and is that legally binding.?

Not sure if i'm allowed to ask another question in this part but also curious to know if she is entitled to my pension, we both work for the same job, me for 14 years and her for 12. The last year and a half she has been part time. I also having a savings plan that started nearly 11 years ago and well before we got together, can that be touched as well? Apologies if that's a lot of questions or two many have a million and one going around in my head.
I would gladly take on the full care of the little one but she is a great mum, so i'm hoping we don't need to argue about that side of things and contact, so hoping the financial side of things can be worked out. I know i have legal rights to see the little one but hoping that can be dealt with amicably.

Many Thanks,

Stuart
Submitted: 6 years ago.Category: UK Immigration Law
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Answered in 3 hours by:
10/3/2011
Solicitor: Clare, Solicitor replied 6 years ago
Clare
Clare, Solicitor
Category: UK Immigration Law
Satisfied Customers: 34,719
Experience: 25 years hight street experience
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HI
How long have you actually lived together?
Claire
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Customer reply replied 6 years ago
Hi Claire

Since we moved into the place so about 5 years maybe a little more. We both had individual properties before that.

Stuart

Solicitor: Clare, Solicitor replied 6 years ago
HI
How much would a two bedroom property in the same general area cost?
Claire
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Customer reply replied 6 years ago
I would say anywhere between £130000 to 150000 bit that would be somewhere nice.

Stuart
Solicitor: Clare, Solicitor replied 6 years ago
HI
Ok
What mortgage capacity does your ex have?
Claire
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Customer reply replied 6 years ago
I would say around the 120000 mark which might increase as she will be doing more hours.

Stuart
Solicitor: Clare, Solicitor replied 6 years ago
Hi
Just to check - how much is the current property worth and how much is outstanding on the mortgage
Claire
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Customer reply replied 6 years ago
The property is worth about 345,000 and the mortgage left is 252000 around that area.

Stuart
Solicitor: Clare, Solicitor replied 6 years ago
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Customer reply replied 6 years ago
Is the separation agreement legally binding? Is it something we can do ourselves, or does it need a solicitor?
Solicitor: Clare, Solicitor replied 6 years ago
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Clare
Clare
Clare, Solicitor
Category: UK Immigration Law
Satisfied Customers: 34,719
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Experience: 25 years hight street experience

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