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Thank you for your response.
The application was for a visitors visa although we do intend to marry next year.
Thank you again for your response.
The reason for the refusal was that the information provided in my fiancee's application for a visa in February this year did not tally with the information she provided in her recent application. Basically, she misunderstood the meaning of the words dependent and independent. She has two children aged 11 and 7 but unfortunately put down on her application that they were not dependent on her. Two letters apart in their spelling but a whole world apart in their meaning. This "information undermines the overall credibility of your application and leads me to question the accuracy of the other information you have provided - including your reasons for wishing to travel to the UK." If it helps at all, I can send you the document?