UK Bankruptcy Law

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Related UK Bankruptcy Law Questions
Thanks for helping me in the past with removing a CCJ, your
Hi Joshua, Thanks for helping me in the past with removing a CCJ, your advice helped and I managed to get the CCJ removed. My next question is re on defaults on my credit report. I have several defaul… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
63 satisfied customers
I entered into an IVA on 30/10/2008 which was successfully
I entered into an IVA on 30/10/2008 which was successfully completed on 18/05/2010. One of the secured creditors - Birmingham Midshires repossessed a property and sold it for a loss on 06/10/2009 real… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
63 satisfied customers
Hello, I am considering bankruptcy and have a joint mortgage
Hello, I am considering bankruptcy and have a joint mortgage with my wife, what will happen to the property? I have two children also living there, my debts are well over £15000, I am self employed an… read more
James Mather
James Mather
78 satisfied customers
Hi Im about to be made bankrupt in a couple of weeks. I have
Hi I'm about to be made bankrupt in a couple of weeks. I have tried an IVA which hasn't worked. I will still try to come to some sort of arrange but I don't hold much hope. We have been living our liv… read more
Alex J.
Alex J.
Solicitor
LLB
62 satisfied customers
I have a personal guarantee on a business that looks like its
I have a personal guarantee on a business that looks like its about to go into liquidation. If the business liquidated and the guarantee is called in is it up to the creditor to accept a payment plan … read more
Alex J.
Alex J.
Solicitor
LLB
62 satisfied customers
Reassurance about a company liquidation... 4 years ago my life
Reassurance about a company liquidation... 4 years ago my life exploded. The upshot of which was, I left my employment in - and directorship of - a family business which quickly became insolvent witho… read more
UK-Justice
UK-Justice
Master's Degree
11,008 satisfied customers
Hello Im not sure if this is the right category but I need
Hello I'm not sure if this is the right category but I need some advice with regards XXXXX XXXXX recent issue with Insolvency Firms claiming VAT from HMRC on services rendered when carrying out IVA ca… read more
John Knox
John Knox
Solicitor
Post-graduate diploma in law
12 satisfied customers
In Jan. 2008 I bought a buy to let property for £110K with
In Jan. 2008 I bought a buy to let property for £110K with joint funds, but registered only in my name. In March 2009 I took out a £75K mortgage to help pay unsecured creditors. In 2010 my wife wanted… read more
Alex J.
Alex J.
Solicitor
LLB
62 satisfied customers
Why are PPI refunds be deemed as a windfall and why should
Why are PPI refunds be deemed as a windfall and why should any refunds be paid back into an IVA? I am in an IVA, have just successfully claimed £10,500 back from mis-sold PPI's and now have to pay it … read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
63 satisfied customers
Hi I am facing a possible bankruptcy here in the UK. I need
Hi I am facing a possible bankruptcy here in the UK. I need to find out how to legally establish my interest in a property jointly owned with my wife. The property is mortgaged and we jointly have abo… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
63 satisfied customers
I was made bankrupt in 2010 and am now discharged. The banruptcy
I was made bankrupt in 2010 and am now discharged. The banruptcy trustee took out a charge on my property, but because of subsidence that is currently worthless. I did not contribute anything to the p… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
63 satisfied customers
I have an Individual voluntary arrangemnet but I am still failing
I have an Individual voluntary arrangemnet but I am still failing to pay as my demands exceed my income. Can declaring myself bankrupt help and how do I go about it?… read more
Ben Jones
Ben Jones
Solicitor
Legal Practice Course
18,921 satisfied customers
Good morning! i have a secured loan and i am still owing £155000.The
Good morning! i have a secured loan and i am still owing £155000.The monthly repayments were £3600. I told them i can only afford £1000 for the next 12 months.They are proposing for me to pay £1800 fo… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
63 satisfied customers
about 10 years ago my wife and were asked if we would like
about 10 years ago my wife and were asked if we would like to take out a loan. the request was made by a friend of mine. He was part of a loan scam that was going on at the time.He said that he could … read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
63 satisfied customers
I have a question relating to Bankruptcy. My wife and I
I have a question relating to Bankruptcy. My wife and I have just recieved a notice of an order of bankruptcy issued by a company who are claiming we owe them £30,000. There has been no discussion wit… read more
Joshua
Joshua
Lawyer
LL.B (Hons), Prof. Dip. Law & Pract
63 satisfied customers
Hi I filed my husbands tax return for 2009/2010 on line
Hi I filed my husband's tax return for 2009/2010 on line on 31st January. He is entitled to a refund of £1400 which I have requested; to be paid into his bank account.This is because he had paid tax t… read more
UK-Justice
UK-Justice
Master's Degree
11,008 satisfied customers
Not sure if this is the correct sub category...My ex-partner
Not sure if this is the correct sub category...My ex-partner and I took out a loan about 5 years ago for £25,000. Of this sum £3,900 went to pay off my credit card and the rest was for his various loa… read more
Max Lowry
Max Lowry
Advocate
Bachelor
69 satisfied customers
Hi , I declared myself bankrupt 13 years ago and was dischared
Hi , I declared myself bankrupt 13 years ago and was dischared in 2000,do i still have to declare it at all ? I am financially sound now with an excellent credt rating and credit score. Do i have to d… read more
Meadows
Meadows
Solicitor
Bachelor's Degree
21 satisfied customers

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Meet the Experts:

Max Lowry

Max Lowry

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John Knox

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Joshua

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F E SMITH

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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