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Lucy, Esq.
Lucy, Esq., Lawyer
Category: Traffic Law
Satisfied Customers: 29803
Experience:  Lawyer. Former judicial law clerk. Worked for District Attorney's Office in Traffic Court.
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I was in an accident and now asked to provide a recorded

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I was in an accident and now asked to provide a recorded statement for my insurance company, I have no legal representation as I was not injured, I am not claiming any damages to my vehicle either as I am repairing it myself. I was at fault and have no representation. What should I do.


I'm Lucy, and I'd be happy to answer your questions today.

You do not have to give a recorded statement if you're not asking the insurance company to pay for anything. However, if you are asking them to give you any money or the other party is claiming damages or an injury, the insurance company is going to need your side of the story to evaluate your claim. Their lawyers have the ability to subpoena you for a deposition if you refuse to give a recorded statement over the phone, and that could mean taking an entire day off work and going to sit in a room full of lawyers to answer questions. In that case, it's actually probably easier for you to give the statement.

You may also want to read through your insurance policy, because refusing to help them investigate a perceived loss could be grounds for them to cancel it, and then you'd have to get new insurance. If you'd feel more comfortable having a local attorney sit with you while you answer questions, you are allowed to hire someone. A good place to look is

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Lucy, Esq. and 2 other Traffic Law Specialists are ready to help you