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My name is***** would be happy to help you with your traffic ticket question. I seem to understand what you are asking, except for the part where you state "but not have insurance find out"
My I ask what you mean by that portion of the question? I only ask so I can better answer your questions.
I am sorry, it looks like I'm having some trouble with my computer tonight. Instead of having you wait until I fix the issue, I will opt-out of this question, thereby opening it up to another expert to assist you. Thank you and good luck!
A different Professional here. The only way to get out of this ticket and/ not have your insurance go up is to dispute the ticket if you think that the ticket is wrong. Otherwise, if you pay the ticket, the ticket would become part of your driving record and your insurance company would have access to the information.
You need to follow the instructions on the ticket for disputing the ticket.