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Hello my name is XXXXX XXXXX I will be glad to answer your question.
Are you online with me?
Welcome to JustAnswer.com
I am sorry to hear about your unfortunate situation.
Yes, I am online
Was there any damage resulting from the accident and was police report filed?
Yes to damage and no to police report.
was anyone injured?
Can you tell me how accident happen?
A red light turned green and I rear ended the taxi in front of me.
When did this happen?
about 45 minutes ago
did you stop
did you talk to the taxi driver?
Yes, and exchanged information.
how much damage did this cab driver have?
Crack in his rear bumper
Thank you for the information.\
Basically, it is possible that if the accident reported to the police, DMV or insurance company, that not only insurance company would deny insurance coverage for this accident, since your license was expired at the time the accident took place, but also you can be cited for driving with expired license and your license can be suspended.
So generally, the best thing to do is to ask the taxi driver to get an estimate and pay for his damages in exchange for a written full release from any further liability from the taxi driver.
Does that make sense?
That does make sense. A potential issue is that he's renting the taxi and needs to report it to the owner.
well, in that case you would want to get in touch with the owner and pay for damages directly to the owner and get a release from liability from both the owner and the cab driver
OK. And in the case that they are not comfortable with my paying directly or do report it?
well, in most cases the taxi driver or the taxi company would not want an accident report on their record, even if it is not their fault, so as long as, you do contact the driver and also taxi owner and let them know that you are willing to pay for the damages based on an estimate from a licensed auto repair body shop, it is a very good chance that they would be happy to make that arrangement.
If they do not agree and file a police report, then you could face citation and potential license suspension, but at this point it might be important to address the situation related to damages to avoid a possible police report.
OK. That makes sense.
Thank you for the advice.
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Thank you. Will do.
Do you have any related follow up questions?
No. I think this provides me with enough information for now.