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Recent Title Insurance questions

I bought a trailer park in July. The owner didn't disclose

I bought a trailer park in July. The owner didn't disclose that this was a superfund site back in the 80's. because the site had been cleaned up, and a title search was clean. I bought it. Last week, I was contacted by Marathon. They have a restricted covenant on the property that affects 1/4th of the 5 acres. The title Insurance company does not list this restriction. Marathon has shown me that the previous owner was aware of this as she was signed the agreement back in 2011. I am meeting with marathon tonight and will be calling the title company following this meeting. I have not obtained an attorney yet but based on what I have looked into, it sounds like there isn't too much that I can do. This morning, because of my lack of response to the 3 emails, Marathon has said they want to talk about financial incentives tonight. I have only confirmed that I will be at the meeting. What options do I have? I am in Michigan.JA: What steps have been taken so far? Has any paperwork been prepared or filed?Customer: I am assuming they filed the restrictive covenant back in 2011, but have not seen that. They want me to sign their restrictive covenant agreement and access agreement. I don't plan on signing anything until I meet with the title company and possibly retain my own attorney.JA: Has she talked to a MI lawyer about this?Customer: I haven't talked to anyone about this but Marathon's civil engineerJA: Anything else you want the lawyer to know before I connect you?Customer: I cannot think of anything else.

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4,978 satisfied customers
I purchased a home through a sherriffs sale in Lucas County

I purchased a home through a sherriffs sale in Lucas County Ohio. I've never done this before. The sherriffs office gave me a piece of paper as a receipt for my deposit and told me to wait 30-90 days to hear from them.JA: What steps have you taken so far? Have you prepared or filed any paperwork?Customer: I'm wondering if there is anything I can do to expedite the process or if I should hire a lawyerJA: Have you talked to an Ohio lawyer about this?Customer: I just won the bid at auction-paid the deposit-my financing is ready to go when I get the call.JA: Anything else you want the lawyer to know before I connect you?Customer: I left messages for two lawyers locally that have not returned my calls

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Barrister

Attorney/Landlord/Realtor

Doctoral Degree

59,162 satisfied customers
I'm trying to get information on what my options are if I

HelloJA: Hello. How can I help?Customer: Yes, I'm trying to get information on what my options are if I entered a deed of trust to purchase home and have paid monthly on time up until we found out there was a lien/equity loan taken out on property that wasn't disclosed prior to contract? We are trying to get it worked out where we cancel contract to purchase home and assume the prior loan not disclosed but want to be sure there will be no issues and if the grantors refuse what are our options?JA: Since estate law varies from place to place, can you tell me what state this is in?Customer: TexasJA: Has any paperwork been filed?Customer: Yes paperwork was filed in MarchJA: Anything else you want the lawyer to know before I connect you?Customer: We went thru title company and didn't purchase title insurance but grantors told us we had their word there were no outstanding loans/liens. We just don't want to lose the home or the money we've already invested in the property. In the deed life estate was also included so we want them to release deed and life estate and we will assume the loan and hopefully once loan is paid deed will be released to us.

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4,978 satisfied customers
I am refinancing a commercial real estate loan in NY. I am

I am refinancing a commercial real estate loan in NY. I am using the same title insurance company, nothing has changed since the last closing 10 years ago. Can the title company just renew the existing title insurance or do the title companies charge as if its a brand new title insurance policy? Any suggestions to reduce my cost under these circumstances?

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Dwayne B.

Juris Doctor

39,856 satisfied customers
Real estate question regarding quitclaims. Massachusetts.

real estate question regarding quitclaimsJA: Because real estate law varies from place to place, can you tell me what state this is in?Customer: MassachusettsJA: Has any paperwork been filed?Customer: They signed the quitclaim deed on 2/22/2013 (notarized and witnessed on the same day) giving the wife the house from the ex husband. The lawyers didnt file it until 4/17/2013. On 3/4/2013 there was a lien put on the house in the ex husbands name.JA: Anything else you want the lawyer to know before I connect you?Customer: that is it

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41,358 satisfied customers
My bankrupcy is discharged chapter 7 case in michigan the

my bankrupcy is discharged chapter 7 case in michigan my name is ***** ***** deed to a house but not the morgage my husband want to refinance it wont change my name on the deed and my case hasnt been closed is this ok to do i am told by the bank yes. and the title people but i want to make sure. i have said something to the trustee and he says he dont care after hes done trying to get money from the title company but this would not change if the title company would give him money or not.

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KJL LAW

Juris Doctorate

3,656 satisfied customers
What is title insurance. I got property through title

what is title insuranceJA: What state are you in? It matters because laws vary by location.Customer: I got property through title insurance and lost my inhearanceJA: Has anything been filed or reported?Customer: over 3 yrs of litigation with no resualtsJA: Anything else you want the lawyer to know before I connect you?Customer: no

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Ray

Lawyer

Doctoral Degree

50,934 satisfied customers
FOR MY DAUGHTER IN TEXAS. SHE WAS AWARDED THE MOBILE HOME IN

I AM ASKING FOR MY DAUGHTER IN TEXAS. SHE WAS AWARDED THE MOBILE HOME IN HER DIVORCE. SHE HAS BEEN PAYING THE PAYMENTS SINCE BUT IT NEVER HAD HER NAME ON THE THE TITLE. SHE IS NOT ABLE TO HOMESTEAD FOR TAXES EVEN THOUGH SHE HAS THE DIVORCE DECREE STATING THAT IT IS HERS. THE EX-HUSBAND IS WILLING TO SIGN WHAT IS NEEDED FOR HER TO HAVE IT IN HER NAME. HE HAS MOVED TO FLORIDA. WOULD THEY BE ABLE TO DO A GENERAL WARRANTY DEED OR A QUIT CLAIM DEED JUST FOR THAT PURPOSE?JA: What state is this in? And how old is the mobile home?Customer: IT IS IN TEXAS AND I'M NOT SURE OF THE AGE OF THE MOBILE HOME. HE BOUGHT IT USED AND THEY HAVE BEEN DIVORCED ABOUT 6 YEARS. I WOULD SAY IT'S MORE THAN 10 YEARLS OLD.JA: Has anything been filed or reported?Customer: I DON'T UNDERSTAND THE QUESTION. HE BOUGHT IT THROUGH A MOBILE HOME SALES.JA: Anything else you want the lawyer to know before I connect you?Customer: I DON'T GUESS. ALL SHE WANTS IS TO BE ABLE TO HOMESTEAD THE MOBILE HOME AND NOT PAY SUCH HIGH PROPERTY TAXES.

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Expert James

Doctoral Degree

18,238 satisfied customers
My husband and I have been married for 48 years. I helped

My husband and I have been married for 48 years. I helped him buy the land and build two warehouses by working. I just found out by accident that my name is ***** ***** the deed of either warehouse and he refuses to put my name on them. They are worth about &900,000. Does that mean I don't own them just him? BarbaraJA: Where is the property located?Customer: Jacksonville , FloridaJA: Has any paperwork been filed?Customer: I'm not sure what you meanJA: Anything else you want the lawyer to know before I connect you?Customer: Just that my name is ***** ***** the deed and it should be. He kept this a secret u till I found the deeds and he says that doesn't mean anything. Can he sell them and keep all of the money even though I helped pay for them?

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Dwayne B.

Juris Doctor

39,856 satisfied customers
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