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SGLI Insurance Questions

What is SGLI?

Servicemembers’ Group Life Insurance or SGLI is a type of life insurance that is for all active duty and reserve members of the military services. The Department of Veterans Affairs supervises this program and it is administered by Prudential Insurance Company located in America. Members of the Army, Navy, Marines, Air Force, Coast Guard, and other military divisions are able to get SGLI and the insurance is available in increments of $50,000 up to $400,000. Get answers by the Experts pertaining to SGLI.

If a person is retired from the military after 20 years of service and was put in prison that was not a military prison and something happened to them, would their SGLI cover them?

If the person is in military prison and dies while in military prison, then the person’s beneficiary would receive the amount of the SGLI. If the person retired from the military and has been for a period of 180 days or more then the SGLI coverage would not kick in due to it only lasting 180 days after the person retires. As long as the person is on active duty, then the SGLI would cover them for their entire active duty time and for a period of 180 days after the active duty ended.

Is an absent parent required to place their child on their SGLI since they have a court order to place the child on their Defense Enrollment Eligibility Reporting System (DEERS)?

In most cases the only way for a person to place their child on their SGLI is to get a court order to make them do so. The person can name who they want to as a beneficiary to the SGLI, but the custodial parent can have the court place an order on the other parent to make them place the child as a beneficiary. The custodial parent may want to hire a lawyer to present this to the court and get a judgment.

If a member of the military is in a car accident due to their negligence and dies, would the beneficiary of the SGLI still be able to claim the SGLI?

In most cases, as long as the person is still an active member and dies, then their SGLI will be paid to the beneficiary. The beneficiary would need to contact the SGLI department and ask then what the policies would be if the military member was under the influence or at fault for the wreck. The person can contact SGLI at The beneficiary can also receive information at and

If a person is pregnant with a military active duty member’s child and the parent is deployed, can the child be placed on the parent’s SGLI before he/she is born?

If the military parent was killed before the child was born, then in most cases, unless the military parent changes his/her SGLI paperwork place the unborn child as the beneficiary, the child would not be entitled to an inheritance. If the military parent is killed after the child is born, then the child would be entitled to inheritance if the military parent names the child in his will or on his SGLI paperwork. The military parent would need to make out his paperwork naming the child as the beneficiary.

When a person is a member of the military, then they will have the option of signing up for the military life insurance SGLI. When the person or a family member is thinking of signing up for the SGLI, then they may run into questions regarding what SGLI is, or what SGLI covers or who can get the SGLI. When these questions arise, then the person would need to seek the answers from an Expert.
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