Job Scam Questions
Are typing at home jobs really a scam?A majority of the jobs advertised as 'work from home' or online jobs are scams. However, there are a few legitimate opportunities as well. Most scams are usually designed to get you to pay for fairly useless supplies, or totally useless training, only in order to make money for the scammers.
If someone deposited a payroll check from an online job scam, and the check was insufficient, who is responsible for the check and repayment to the bank?In most situations since you presented the check for cashing, you are liable for it. Your only recourse is to contact the attorney general's office to report the matter hoping that the AG can get the bank to waive the fees.
If someone was paid wages by a money order from a online job scam, how can they get their money back?You can file a police report. You can also sue them in small claims court.
What will happen if someone’s identification, driver’s license and banking information was sent to an online job in London, and was never returned. Is this an online job scam?The job that is a scam can try to clean out your bank account and use your data to commit identity theft. So the first thing you want to do is to contact your bank and put them on alert not to release your funds without calling you first. Then you would want to contact the three major credit reporting services and put a fraud alert on your credit account. Finally, you will want to report the possible job scam to your local authorities, to Interpol if the "company" is out of the country, and to the Metropolitan police.
Can someone be liable to repay a bank if they have been a victim of a job scam and were paid a fake check and the bank cashed it?You are responsible to the bank if you deposited the check and used some of the money but these are typically brought against you as civil lawsuits for the bank to recover their money. Most banks have what is called a “set off”. This means that if you owe them money on a debt they can take your next monies legitimately deposited until the money is paid back to the bank -- and they do not need a court order to do this -- it is a US federal government banking law called "set off" that gives them the right.
Unfortunately, internet job scams are happening all over the world and the banks and police departments are well aware of it but are unable to stop them completely. There are new variations of job scams cropping up all the time. If you feel you have been involved in an internet job scam, it is always a good idea to present the details of your case to an Expert for assessment and legal insights.