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I am a retired Texas Teacher and I am drawing the TRS

I am a retired Texas Teacher and I am drawing the TRS pension. I took advantage of the loophole in 2005 and worked for one day at a school district that drew social security. I have all my credits and should be entitled to draw social security. I just turned 66. How do I go about filing for this, and am I entitled to spousal (my husband is alive) or just my own?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: Not that I know of.

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I am marrying a widow who receives SSI based on her own

I am marrying a widow who receives SSI based on her own earnings record. I am also receiving SSI on my record which is greater than twice what my wife receives now. After marriage, can my new wife increase her benefit to half of my benefit?JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else the Retirement Accountant should be aware of?Customer: We are both 78 years old and have been receiving benefits for several years

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

22,454 satisfied customers
I am a retired man on social security disability since the

I am a retired man on social security disability since the age of 47. My wife is now 66 years six months. I am now receiving about $2000 per month. My wife works and makes an income of around $150,000. What would be the best strategy to maximize the family benefits for social security.JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: what is the best strategy to maximize benefits

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

22,454 satisfied customers
My wife Janice R. D, Springer (496-54-1017) passed away in

My wife Janice R. DJA: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.Customer: Springer (***-**-****) passed away in March 2016. She was unable to draw her Social Security. Am I eligible to draw all or part of her benefit? My SSAN is###-##-#### DON 09-04-1957. Her DON was 8-12-1951. ThanksJA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?Customer: Martin R. Springer

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

12,208 satisfied customers
I am disabled and my SS pay holds out WEP due to me not

I am disabled and my SS pay holds out WEP due to me not having 30 years of paying into SS. I actually have 34 years of work history before becoming disabled, however 7 of those years were from work at the University of Illinois. Since they have TRS they were not required to take out for SS. I would like to know if there is some way I could pay for those years in order to get my 30 years qualification and take away the WEP (windfall elimination percentage) and thereby get my full PIA from SS ? Thank you,JA: Because employment law varies from place to place, can you tell me what state this is in?Customer: I am in Texas, but the and I worked for UT here. They took out for both TRS and SS. U of I only took out for TRSJA: Has anything been filed or reported?Customer: It shows on my SS work history. It shows nothing being taken out the years I worked at U of I as far as SS taxesJA: Anything else you want the lawyer to know before I connect you?Customer: Well just if it is possible to get those years back and how to do it

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

12,208 satisfied customers
Can my wife starts her benefits now and later roll to

Can my wife starts her benefits now and later roll to receiving spouse benefits later when I retire? She is 65 now.

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

22,454 satisfied customers
I am wondering if I can get a loan from the bank I used

I am wondering if I can get a loan from the bank I used against my social security check that is deposited theirJA: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.Customer: I have a emergency that has to be taken care of no later than WednesdayJA: Is there anything else the Retirement Accountant should be aware of?Customer: No, how do I contact them

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LawTalk

Attorney at Law

Juris Doctor

38,496 satisfied customers
I have paid in to PSRS, public school retirement, and during

I have paid in to PSRS, public school retirement, and during my career I have had jobs where social security was withheld, now I am near the age of 65 I am wondering if I can collect both PSRS pension and social security.

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Stephanie O Joy, Esq

Managing Lawyer/Advocate

Doctoral Degree

12,208 satisfied customers
Im 75 yrs old and want to work part time. Is there a cut off

Im 75 yrs old and want to work part time. Is there a cut off age where there will be no penalty?JA: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.Customer: I get SS and wanted to work 40 hrs a month making $12 per hour.JA: Is there anything else important you think the Retirement Accountant should know?Customer: that is all

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Lane

JD, MBA, CFP, CRPS

Doctoral Degree

22,454 satisfied customers
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