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Dispute the validity of the debt... You have protections under the Fair Debt Collection Practices Act. The divorce decree is the basis for your dispute; you must dispute in writing.
I would dispute the debt with the original creditor and both collection agencies.
Here is a government website with help on how to write the letter: https://www.consumerfinance.gov/askcfpb/1403/what-if-i-believe-i-do-not-owe-debt-or-i-want-more-information-about-the-debt.html
MEGAN C TAX PREPARER ONLY Individual A red an Attorney