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I have received a 1099c for a mobile home mortgage that was

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I have received a 1099c...
I have received a 1099c for a mobile home mortgage that was given to my ex-wife in divorce proceedings 20? year ago. Two different collection agency's have contacted me and I have explained this to them and offered them a copy of my divorce judgement which they have declined. What can I do with this debt discharge 7,691.28... Thank you Timothy D. Sparks.
JA: The Accountant will know how to help. Is there anything else the Accountant should be aware of?
Customer: I do well paying my own taxes. I can not afford two homes.
Submitted: 6 months ago.Category: Tax
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5/15/2017
Tax Professional: Matthew Breecher, Certified Public Accountant (CPA) replied 6 months ago
Matthew Breecher
Matthew Breecher, Certified Public Accountant (CPA)
Category: Tax
Satisfied Customers: 286
Experience: Director
Verified

Dispute the validity of the debt... You have protections under the Fair Debt Collection Practices Act. The divorce decree is the basis for your dispute; you must dispute in writing.

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Customer reply replied 6 months ago
To Whom? How?
Tax Professional: Matthew Breecher, Certified Public Accountant (CPA) replied 6 months ago

I would dispute the debt with the original creditor and both collection agencies.

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Tax Professional: Matthew Breecher, Certified Public Accountant (CPA) replied 6 months ago

Here is a government website with help on how to write the letter: https://www.consumerfinance.gov/askcfpb/1403/what-if-i-believe-i-do-not-owe-debt-or-i-want-more-information-about-the-debt.html

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Matthew Breecher
Matthew Breecher
Matthew Breecher, Certified Public Accountant (CPA)
Category: Tax
Satisfied Customers: 286
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