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The IRS can garnish your wages, your social security, even your pension but cannot take your Worker comp and service connected disability payments. Up to 15% of regular or early social security, including SSDI and pension can by garnished by the IRS. SSI - supplemental social security income is also protected.
Who is the creditor? Federal government usually does not need a judgment.
Ok. A civil judgement cannot garnish your social security or pension at the source. Which means a civil judgment cannot order social security administration to withhold percentage of your benefits. But once the benefits are deposited into a bank account, the bank account can be garnished.
Any questions? Is there anything else I can help you with today?
The same as for social security. The judgment cannot garnish it at the source but once deposited into a bank account, the bank account itself can be garnished. If you have a bank account that is strictly for the disability payments, you can notify the credit in writing that this particular bank accounts is only for your disability payments and should be off limits. This will not stop the garnishment, but it make it less likely.
You can also appeal the court decision and claim severe financial hardship if your disability income is garnished and hope the judge will be sympathetic.
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