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MetLife fixed annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. Please contact your financial professional for complete details.
Withdrawals may be subject to withdrawal charges and interest adjustment. Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Distributions of taxable amounts from a non-qualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution Tax on Net Investment Income if your modified adjusted gross income exceeds the applicable threshold amount.
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As for the withdrawal charges and interest adjustment charges, you will need to refer to the annuity paperwork, or you can contact the administrator of the annuity to ask them what those particular charges would be.