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Hi from Just Answer. I'm PDtax, and can assist.
The tax rules for deducting nonbusiness bad debts govern these transactions, and the lack of written agreements will be a major drawback to claiming the loss (if you are a lender).
If you were the borrower, they will have the common argument that the monies were gifts, and therefore not taxable. The lack of loan evidence in fact supports this position.
Positive feedback is appreciated. I'm PDtax.