Tax

Have a Tax Question? Ask a Tax Expert

Ask an Expert,
Get an Answer ASAP!

Tax

can you deduct all of the attorneys fees on form 1041 even

Customer Question
if it is substantially more...
can you deduct all of the attorneys fees on form 1041 even if it is substantially more than the amount of income you are claiming. Do you have to claim all of the saving accounts and personal checking accounts the deceased has on a 1041
Submitted: 6 years ago.Category: Tax
Show More
Show Less
Ask Your Own Tax Question
Answered in 3 minutes by:
2/3/2011
Tax Professional: Arthur Rubin, Tax Preparer replied 6 years ago
Arthur Rubin
Arthur Rubin, Tax Preparer
Category: Tax
Satisfied Customers: 1,561
Experience: 22 years of tax preparation experience, including individual, trust, and estate returns.
Verified

Arthur Rubin :

  1. can you deduct all of the attorneys fees on form 1041 even if it is substantially more than the amount of income you are claiming. Yes. It may not help, as it doesn't seem to flow forward to the beneficiaries, but you can probably claim a NOL loss.

Arthur Rubin :

2. Do you have to claim all of the saving accounts and personal checking accounts the deceased has on a 1041. You claim the interest on those accounts as income, for as long as they are in the estate. Once distributed, the beneficiary needs to worry about them.

Customer :

Do you need to claim a death benefit recieved from a auto policy

Arthur Rubin :

Life insurance benefits are not "income", although any interest on them is income.

Customer :

So do the beneficiaries have to pay tax on the distributions or can the estate pay

Customer :

When figuring out the distributions for the beneficiaries, I must just need to take the remaining balance of cash and break it up equally

Customer :

and is that the amount i need to report on the 1041

Customer :

on line 18

Arthur Rubin :

Normally, distributions are taken first from income, and then from the corpus (body).

Customer :

please explain what corpus body is exactly

Customer :

I am also assuming I will need to send each beneficiary a K1

Customer :

The majority of the income from the estate is non-taxable and does not need to be reported anywhere? is that right

Arthur Rubin :

Exactly what is in the corpus depends on state law, but it refers to the "body" of the estate. "Income" is used to calculated the DNI (Distributable Net Income), which is the maximum which can be passed along to the beneficiaries as income.

Arthur Rubin :

Anything which was an asset in the hands of the decedent is "corpus"; anything which would have been income (taxable) in the hands of the decedent is also income in the hands of the estate.

Arthur Rubin :

(Quick summary; however, capital gains are normally corpus.)

Customer :

the only capital gain to speak of would be from her home but i do not know how much she paid originally so how can i figure a net for capital gains. is there anything else that could be capital gains

Arthur Rubin :

You need to send each beneficiary, who receives a distribution, who does not only have a specific bequest, a K1. Specific bequests (a house, or $10,000) is not taxable to the beneficiary, or reportable on the 1041 as "distributions", if payable from the corpus.

Arthur Rubin :

Unless she died in 2010 and you elect not to have the estate subject to estate tax, all assets in the estate are revalued to their value at death, for the purpose of capital gains.

Arthur Rubin :

What assets does she have?

Customer :

The majority of the income from the estate was from a settle ment with a insurance company for a loss of life from personal injury and pain and suffering i understand it is not taxable income and does not need to be reported

Customer :

The only tangable asset was her home, otherwise all she had was cash and life insurance

Customer :

All of her retirement and pension went to our parents and they paid all of the taxes

Arthur Rubin :

Interest paid on the life insurance, while they decide whether or not to pay, belongs to the estate, or the beneficiaries, depending on timing.

Customer :

The total interest paid on everything has been only 6000.00 dollars, recently we were awarded a large settle ment of 1million dollars for pain and suffering the lawyer fees were 420.500.00 of it

Customer :

can i claim all of the fees even if the estate doesn't report the income

Arthur Rubin :

I'd have to research that further, but I recall "pain and suffering" as taxable. Could you go into more detail as to the basis of the settlement?

Customer :

My sister was killed by a drunk driver, The party who killed her had no insrance or anything. however he was on the time clock and his employer bought and paid for all of his drinks, so the employers insurance company was being sued by my family and chose to settle out of court for 1 million dollars that was recieved for personal injury

Customer :

we only saw 525k of that due to lawyer fees

Customer :

when i asked my corporate accountant he indicated as well as the lawyers none of this money would be taxable, so being that I should not have to claim it right

Arthur Rubin :

If you were my client, I would take more time to research this. One of my sources reports that payments due to physical injury are excludible. In any case, if the $1 million is non-taxable, then the legal fees are non-deductible.

Customer :

can i report enough legal fees so that the estate does not have to pay any taxes

Customer :

we also made a large charitable donation to her college in her name for a lifetime scholarship can i still deduct

Arthur Rubin :

The legal fees related to that court case are not deductible unless there is taxable income. If the estate has other legal fees, such as consulting a lawyer to ensure your distributions are proper, that would be deductible.

Arthur Rubin :

Who made the charitable contribution?

Customer :

The estate

Customer :

So in summary the only reportable income needs to be the Thrift savings plan and her interst income recieved from life insuarance and savings

Arthur Rubin :

If authorized by the will, and the college is a non-profit (not all are), then the scholarship is an allowable charitable deduction of the estate.

Customer :

yes and yes

Arthur Rubin :

I think you're right about the reportable income, except that capital gain on the house (if sold, rather than distributed to the beneficiaries), is also taxable to the estate.

Customer :

The thrift savings plan indicated that a 10 percent tax needs to be paid, so do i put the ten percent down or the whole 99000.00

Customer :

ok how can i figure out the capital gain from the home

Customer :

and on that we sold the home for 188.000.00 dollars but only collected 93000. after paying remaing mortgage

Arthur Rubin :

I think I need more information about the "thrift savings plan". If the are charging a 10% penalty, it sounds as if it might be an annuity. But let's get back to the house.

Customer :

ok

Arthur Rubin :

The "basis" of the house is the FMV (Fair Market Value) at death, plus the cost of any improvements after death.

Customer :

ok that is 188.000.00 no improvements were made

Customer :

so is the 188.000.00 what i use or the 93000.

Arthur Rubin :

The "sale price" is the actual sale price, less commission. (Approximately what you get from the sale, except that most fees are not deductible, and there will be an adjustment for property taxes, reported on the HUD-1 statement.)

Arthur Rubin :

The difference is a long-term capital gain (or loss).

Arthur Rubin :

Where did 93000 come from?

Customer :

so the 93000. is long term capital gain

Customer :

the 1099-s says gross proceeds were 188000.00

Customer :

property tax was 1600 and commisions were 8700.00

Arthur Rubin :

What was the fair market value of the property at death?

Customer :

188.000.00

Customer :

her mortgage was 79000.00

Arthur Rubin :

I thought you said that was the sale price.

Customer :

that is what the appraisal cam in at

Customer :

and that is what it sold for

Arthur Rubin :

It's not unreasonable, then. So you have a long-term capital loss of $8700 (the commission)

Arthur Rubin :

Any mortgage interest and property tax paid by the estate is also deductible.

Customer :

ok

Customer :

so back to the thrift savings paln

Arthur Rubin :

OK. Do they (the thrift savings plan) know she's dead?

Customer :

it indicates if i were to roll it over into a "inherited IRA" i could defer paying tax

Customer :

yes the distribution of 99000. was recieved

Customer :

so i need to claim the whole 99000. for other income

Arthur Rubin :

In that case, the 99000 is taxable income if distributed and not "rolled over". If you're unlucky, the $9900 will be credited as withholding in her account, and you won't be able to get it back before filing her final tax return.

Arthur Rubin :

I think I need to know her date of death.

Customer :

expain witholdin in her account

Customer :

4-19-2007

Arthur Rubin :

If the plan knows she's dead, you should be able to get a waiver of the 10% tax withholding. It would be a code 4 on the 1099-MISC.

Arthur Rubin :

When did you (the estate) get the $99,000?

Customer :

December of 2007

Customer :

how would i get a waiver

Customer :

i did not recieve a 1099-misc form

Customer :

just a letter and a check

Arthur Rubin :

I'm afraid it was taxable to the estate in 2007.

Customer :

ok

Arthur Rubin :

An estate needs to file and pay annual income tax returns, just like an individual.

Arthur Rubin :

Did the letter report an amount withheld, or was 99000 the entire amount?

Customer :

no amount withheld

Arthur Rubin :

OK, there's nothing requiring a waiver, then.

Arthur Rubin :

I think I need more information on the timing....

Customer :

ok

Customer :

like what

Arthur Rubin :

When was the house sold? and when did the settlement come in?

Customer :

2007

Customer :

novemeb

Customer :

and the settlement came in in December 2010

Customer :

I did not realize i needed to file a return each year so this is the first return

Customer :

I also did not think since the majority of the income recieved was no taxable i needed t worry to much about it

Customer :

i am sure that i will have a penalty

Arthur Rubin :

Was there any distribution to the beneficiaries in 2007?

Customer :

but I dont think the reportable income will be very much for previous years

Customer :

no

Customer :

there has been no distributons

Customer :

So far the house was a loss and the interest was 5500.00 but now the thrift savings plan is taxable possible

Customer :

the prior attorney fees were almost 10000.

Arthur Rubin :

When was the charitable contribution made?

Customer :

2011

Customer :

She did have a wadell and reed investment that when i recieved it in 2007 she had a loss on that So i claimed that on her personal incoem taxes

Customer :

Do i need to include that as other income

Customer :

can i claim the contribution on this tax return since i hope to make distributions and close the estate

Arthur Rubin :

(Waiting for you to finish typing; I think I've got a summary of what you need to file)

Customer :

ok

Customer :

i think im done

Arthur Rubin :

I don't think the Wadell & Reed investment should have been on her 2007 return, but on the estate's, with the capital/gain loss being the difference between the value of the investment at death and when distributed.

Customer :

ok should i correctnthat

Customer :

and is the value the loss or the amount recieved'

Arthur Rubin :

On the 2007 estate income tax return, you show 99000 in other income, interest on savings (after death), and the sale of the house and the Wadell & Reed investment(s).

Arthur Rubin :

All capital gain/loss are long-term, as the assets were inherited. You place "inherited" in the "date purchased" field on the 1041 Schedule D.

Arthur Rubin :

Capital losses can only reduce taxable income by $3,000; any excess is carried over to the next year.

Customer :

so i cant put a 8700.00 loss it needs to be 3000

Customer :

on the 1041

Customer :

So do i need to go back and file a 1041 return for each year

Arthur Rubin :

Yes. The 1041 Schedule D shows a loss of 8700, but it's limited to a loss of $3000 on line 4.

Customer :

ok

Arthur Rubin :

Yes, I'm going to get to the later years, now.

Arthur Rubin :

For 2008-2010 you have only the estate's savings account interest and the capital loss carryover. Although you report a loss of $3000 on the 1041, copied from the larger negative amount on the schedule D, if the otherwise-taxable income is less than $3000, the carryover is only reduced by that lesser amount.

Customer :

ok one quick question on the sale of her home is that the selling amount or the 3000. capital loss

Arthur Rubin :

Ignoring the Wadell & Reed capital gain/loss, the 2007 1041 Schedule D shows a loss of 8700 and a carryover of 5700.

Customer :

ok but i do not have to put the 188000. recieved in the other income amount only the 99000.00 thrift savings and not the 20000.00 investment but the loss on it and the loss on the house of 3000.00

Arthur Rubin :

Finally, for 2011, you take the charitable contribution deduction (which doesn't help you, much, as I'll explain below), any interest on the estate's savings accounts, and anything left of the capital loss carryover. Any remaining capital loss carryover is distributed to the beneficiaries on form K-1.

Arthur Rubin :

Yes, I think you've got it.

Customer :

ok finally are the k1 distributions going to be reportable income to the family since the money recieved was non taxable in the beginning

Customer :

do i need to go to irs to get a 1041 for 2007-2009

Arthur Rubin :

The problem with the charitable contribution is that you can only take that part attributable to taxable income; as the $525000 is non-taxable, and only the estate's savings account interest are taxable. Capital gain/loss is ignored in calculating the ratio.

Arthur Rubin :

The K-1s add or subtract from the beneficiaries' 2011 returns.

Customer :

that kinda sucks

Arthur Rubin :

You haven't distributed the money yet, have you?

Customer :

no

Customer :

why

Arthur Rubin :

In general, the tax consequences of estate and trust distributions apply to the year the money is distributed.

Customer :

ok

Arthur Rubin :

About how much did the estate earn in interest in 2010?

Customer :

so if it is in 2010 is it taxable

Customer :

365 dollar

Customer :

dollars

Customer :

as i said the whole esate so far has only recieved 5500.00

Customer :

in interst

Customer :

since 2007

Customer :

so is that the only amount taxable

Customer :

5500.00

Customer :

or the 70000.00 dollars each

Arthur Rubin :

There's no point in taking the 661(b) election, then. If you were to do that, distributions made by March 5, 2011 could be attributed to 2010. Unfortunately, that would distribute the $365 in income to the beneficiaries in 2010, increasing the long-term capital loss usable by the estate and distributed to the beneficiries in 2011 by the same $365. Doesn't seem productive.

Arthur Rubin :

You should be able to pick up old 1041 forms and instructions, and 1041 Schedule D forms and instructions, from the IRS web site, if you have a PDF reader.

Customer :

and once i make those distributions is that the amount i put on the line 18 for k-1 at 525000. or just the interest and losses

Arthur Rubin :

The forms can be obtained from http://www.irs.gov/app/picklist/list/priorFormPublication.html

Arthur Rubin :

No, the taxable amounts on the 2011 form 1041 schedule K-1 are limited to the DNI (Distributable Net Income), which, in this case, is the amount of interest in the estate's savings accounts in 2011. The remaining capital loss carryover is reported on box 11 code C of that form.

Customer :

and i only need to put the k-1 information on the final 1041

Arthur Rubin :

Yes. There's no distribution in prior years, so no tax attributes go to the beneficiaries.

Customer :

ok

Customer :

finally so i can go ahead and make the final checks out now for the remaining balance in the account equally and prepare the k1s

Customer :

and finish the esate

Customer :

if i put fiduciary fees in for my services are they taxable to me

Customer :

and i cannot claim the contribution right

Customer :

can you expalin the 2%floor

Customer :

for other deductions allowable

Arthur Rubin :

In general, a fee paid because it's an estate are deductible without regard the 2% floor, but other deductions are subject to the 2% floor.

Arthur Rubin :

Yes, if the estate pays you fiduciary fees then you report them as miscellaneous income (unless you're in the business of managing estates). If you're only taking payment in 2011, then your fees, if in excess of the estate's income, can also be passed on to the beneficiaries as itemized deductions (box 11, code A)

Customer :

ok

Customer :

thank you you have been a great help

Arthur Rubin :

My software seems confused as to whether the allowable capital loss is included in calculating the AGI of which the 2% is taken. You could probably justify it either way.

Arthur Rubin :

I think I'm going to have to drop out of chat, even if you're not completely satisfied. My browser is taking a good 25 seconds to redisplay the chat every minute or so. If you're satisfied with my answers, please press the green ACCEPT button.

Arthur Rubin
Arthur Rubin, Tax Preparer
Category: Tax
Satisfied Customers: 1,561
Experience: 22 years of tax preparation experience, including individual, trust, and estate returns.
Verified
Arthur Rubin and 87 other Tax Specialists are ready to help you
Ask your own question now
Ask Arthur Rubin Your Own Question
Arthur Rubin
Arthur Rubin
Arthur Rubin, Tax Preparer
Category: Tax
Satisfied Customers: 1,561
1,561 Satisfied Customers
Experience: 22 years of tax preparation experience, including individual, trust, and estate returns.

Arthur Rubin is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

Wallstreet Esq.

Wallstreet Esq.

Tax Attorney

586 satisfied customers

10 years experience

Mark D

Mark D

Enrolled Agent

1,300 satisfied customers

MBA, EA, Specializing in Business and Individual Tax Returns and Issues

Richard

Richard

Tax Attorney

4,310 satisfied customers

29 years of experience as a tax, real estate, and business attorney.

Robin D.

Robin D.

Senior Tax Advisor 4

13,695 satisfied customers

15years with H & R Block. Divisional leader, Instructor

Megan C

Megan C

Certified Public Accountant (CPA)

8,651 satisfied customers

Licensed CPA, CFE, CMA, CGMA who teaches accounting courses at Master's Level

jgordosea

jgordosea

Enrolled Agent

2,885 satisfied customers

I've prepared all types of taxes since 1987.

R. Klein, EA

R. Klein, EA

Enrolled Agent

1,839 satisfied customers

Over 20 Years experience

< Previous | Next >

Related Tax Questions
I am completing my personal income taxes. For this filing
I am completing my personal income taxes. For this filing year, I left my corporate career to manage my real estate full time. Therefore, the real estate is moving from a passive activity to an active… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
A Form 1041 is filed for a Credit Shelter Trust & shows a
A Form 1041 is filed for a Credit Shelter Trust & shows a loss on the Taxable Income line (Page 1, line 22). Is this loss carried forward?… read more
abci168
abci168
Principal
27 satisfied customers
NYS can collect personal income tax for 20 years? But the
Hi - So NYS can collect personal income tax for 20 years? But the Fed can only collect for 10? … read more
abci168
abci168
Principal
27 satisfied customers
Form 1041 questions Where do you enter the 2k bond
Form 1041 questionsWhere do you enter the 2k bond premium-tax-exempt obligations on Form 1041. the 2k is shown on Form 1099-INT under Adjustments to interest and original issue discount… read more
keeperumiami
keeperumiami
Sr Financial & Tax Consultant
Bachelor\u0027s Degree
1 satisfied customers
I received a Schedule K-1 (Form 1041) from my aunt's estate
I received a Schedule K-1 (Form 1041) from my aunt's estate from which I received a distribution. In Part 3, Beneficiary's Share of Current Year Income, Deductions, Credits, and Other Items, there is … read more
Chad CFP ®
Chad CFP ®
Certified Financial Planner(R), Pro
Master\u0027s Degree
727 satisfied customers
Can I pay my Form 1041-V Payment online? If so, where is
Can I pay my Form 1041-V Payment online? If so, where is that web page located? … read more
Chad CFP ®
Chad CFP ®
Certified Financial Planner(R), Pro
Master\u0027s Degree
727 satisfied customers
How much are ee savings bonds taxed on form 1041? They are
They are savings bonds totaling over $3,000.00 for my deceased parents living trust. … read more
Brian Michels
Brian Michels
Partner, CPA
Bachelors of Business Administration
154 satisfied customers
I am a trustee for a deceased friend and have a form 1041
I am a trustee for a deceased friend and have a form 1041 Schedule K-1, beneficiary's share of income and deductions, credits, etc. Can this only be used to offset my interest and dividends? Or can it… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Schedule K-1 Form 1041: Irrevocal Life Insurance Trust: Tax
Schedule K-1 Form 1041: Irrevocal Life Insurance Trust: Tax asking if I disposed of my entire interest? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
Received a K-1 (Form 1041) - Does amount in line 14 with H
Received a K-1 (Form 1041) - Does amount in line 14 with H code offset amount in line 5? H value is negative. … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
ON FORM 1041-DNI PAGE 2-DISTRIBUTIONS PAID-IF A FAMILY TRUST
ON FORM 1041-DNI PAGE 2-DISTRIBUTIONS PAID-IF A FAMILY TRUST DOCUMENT STATES THAT TIER ONE BENEFICIARIES (2) RECEIVE 100K PER YEAR THAT ARE NOT PAID FROM INCOME OR CAPITAL GAINS BUT ARE TO BE PAID REG… read more
PDtax
PDtax
Owner
Master\u0027s Degree
1 satisfied customers
Can an estate on its Form 1041 take a deduction for
Can an estate on its Form 1041 take a deduction for charitable donations? I see a place on Schedule A. What about non-cash donations. Can it take them?… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
I completing a FOrm 1041 with a 1099-R code 4d, The
The benficiary of the trust died. The money was rolled over to another trust. The life insurance company issued a 1099-R to the former's trust boxes 1, 2, & 5 are complted … read more
keeperumiami
keeperumiami
Sr Financial & Tax Consultant
Bachelor\u0027s Degree
1 satisfied customers
Form 1041 - Received a Form 1099R in the estate name and tax
Form 1041 - Received a Form 1099R in the estate name and tax ID#. There was federal tax withheld from the income. The proceeds were distributed to the two beneficiaries. On page 2 of the Form 1041, th… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I am a CPA doing a form 1041 Family Trust return. In
I am a CPA doing a form 1041 Family Trust return. In calculating deductions, what is the essence of Allocable deductions vs Non-allocable deductions when the trust has fairly substantial tax exempt in… read more
PDtax
PDtax
Owner
Master\u0027s Degree
1 satisfied customers
I have a Form 1041 K-1 issued in November of 2016 for tax
I have a Form 1041 K-1 issued in November of 2016 for tax year beginning 1/1/16 ending 6/16/16 and the K-1 is on 2015 form. Would this be included with 2016 or 2015 tax return for the beneficiary? … read more
Marcia Mitrano
Marcia Mitrano
MBA
23 satisfied customers
Decedent estate's final Form 1041 generated a NOL. The sole
Decedent estate's final Form 1041 generated a NOL. The sole beneficiary of decedent's estate is a Trust. The objective is to elect to carryforward the estate's final year NOL, transferring the NOL to … read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
I have a Form 1041 question - The estate which does NOT need
I have a Form 1041 question - The estate which does NOT need to file a form 706 has 90,000 of executor and attorney fees but only $2,000 of income. While this is the final 1041, the estate has not bee… read more
keeperumiami
keeperumiami
Sr Financial & Tax Consultant
Bachelor\u0027s Degree
1 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x