How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Merlo Your Own Question
Merlo, Accountant
Category: Tax
Satisfied Customers: 9783
Experience:  25+ years tax consulting. Specializing in returns for US citizens living abroad
Type Your Tax Question Here...
Merlo is online now
A new question is answered every 9 seconds

I am in chapter 13 right now and there is an IRS debt included

Resolved Question:

I am in chapter 13 right now and there is an IRS debt included raisin my monthly payments sky high. Can I negotiate separately with the IRS so I can reduce the Chapter 13 monthly payments ?
Submitted: 7 years ago.
Category: Tax
Expert:  Merlo replied 7 years ago.



Once you enter bankruptcy, the payments that are set for you by the Trustee are based on your current financial situation and how much disposable income you have to pay your debts. The IRS cannot and would not alter this payment plan.


The payments that the Trustee of your case has determined must be made are made directly to the Trustee, who in turn issues payments to your creditors. So any negotiations at this point on your payments are between you and the bankruptcy trustee.


Once you start your payment plan, if your financial situation should change where you have less income and cannot continue making the designated payments, you can go back to the court to try and have the payments lowered based on your current situation, but all of your dealings at this point must be through the bankruptcy court.


If this was helpful please press the Accept button.


Thank youCustomer/p>





Merlo and 2 other Tax Specialists are ready to help you