Spain Law

Need Spanish Law Help? Ask Spanish Law Questions Online.

Ask an Expert,
Get an Answer ASAP!

Spain Law
This answer was rated:

How do I start a legal case against my Spanish bank personally.

I do not have the...
How do I start a legal case against my Spanish bank personally. I do not have the money to employ a lawyer but am determined to take the case to court personally with a translator. I will have time to learn the protocols of the Spanish courts before it gets to court. I am certain of my legal case.
Show More
Show Less
Ask Your Own Spain Law Question
Answered in 5 minutes by:
11/9/2012
José M.
José M., Attorney
Category: Spain Law
Satisfied Customers: 6,114
Experience: Spanish Attorney
Verified

Attorney3044 :

Hi

Attorney3044 :

I am an spanish attorney

Customer:

Hi,

Customer:

I did not realise that this would be so quick I am due out in 10 minutes but I am trying to find out how to take my Spanish bank to court without a Spanish lawyer which I can't afford. I am convinced of my lehal case, I will take a translator, and will learn in time to go to court the legal protocols of the court.

Attorney3044 :

The problem is a debt with they?

Attorney3044 :

How much its the debt?

Attorney3044 :

You have free ways to fight against them

Attorney3044 :

Banco de España give you the chance to put a claim

Attorney3044 :

For debts under 2000 euros you could demand in court without a lawyer

Customer:

It is with regards XXXXX XXXXX agreement not covered by the esctritura. Iam claiming a continuation of interest only for a further period of 3 .t yyears until my retirement. I was promised that this would be done after my official 5 year agreement ran out. the bank is refusing to honour the verbal agreement that I can prove. I want to take it to court could you please give me the process this owuld involve. I accept the information about bank of Spain which I am aware of. I unfrotunately will be going out now can I continue with this later or is it possible to give me the process of taking my cas eto court personally this involves a property worth in a reasonable market 300,000 euros with a mortgage of 165,000 I have lost my job and need for the bank to honour the verbal agreemnent.

Attorney3044 :

I am sorry to say that you can no manage the case by your self

Attorney3044 :

There is not chance

Attorney3044 :

And with the help of an attorney its going to be extremaly difficult

Attorney3044 :

There had been a lot of scam like yours

Attorney3044 :

but if you have no written probes, you have no chance

Attorney3044 :

I am very sorry to have to write this way

Attorney3044 :

believe me, I am sorry, but we recibed weekly customers in the same situattion

Attorney3044 :

If you have no written probes you have no case

Attorney3044 :

Bankers in spain has scamed a lort of people

Attorney3044 :

They promised a lot of things that they are not making real

Attorney3044 :

They have scamed you, and a lot of people here

Attorney3044 :

But in court you need probes

Attorney3044 :

I have not idea what more I could tell you, if you have not probes, you can do anything

Attorney3044 :

I have to be honest, and tell you the truth, even when it is so bad for you

Attorney3044 :

Do not spend money in attorneys, if you can not probe the facts

Attorney3044 :

I will be here if you need more information

Attorney3044 :

Thank you

Ask Your Own Spain Law Question
Customer reply replied 5 years ago
1. I have a recorded conversation of the offer from the bank.
2. The bank has admitted also in a recorded conversation that could have given me the extension for one year then a subsequent year 5 years ago but not now.
3. An estate agent can verify that they could make this offer then.
4. I have a provable offer but need to take it to court myself. In the UK this is possible as long as I know the legal procedures of the court. I will learn those procedures.

In Spain a verbal agreement is binding if provable is it not?

The bank cannot change conditions retrospectively is this correct?

They are legally responsible for damage to my mental health if I can prove this, is this correct?

Do they have a legal duty to reply to my complaints?

What effect will a Hoja de Reclamaciones have?


The complaint sheet does not good for you in your case

Whith the probes you have you have some options to win in court

But you need to contract an spanish attorney

You can not manage without an attorney

Ask Your Own Spain Law Question
Customer reply replied 5 years ago

Unfortunately you have not been able to give me the information that I need.


 


I can't afford an attorney. If you were advising your father and ouild not act on his behalf how would you advise him to take it to court if he or you could not afford an Attorney?

Ok sorry for that

Ask Your Own Spain Law Question
Customer reply replied 5 years ago

I there no way of taking it to court without an Attorney?

In your case no, you need an attorney by law

Ask Your Own Spain Law Question
Customer reply replied 5 years ago

So the banks can do what they want. which is evident from th way they are dealing with me. Is there any point in going to the European commission?

Its how the sistem works, when you have a problem with they you need an attorney

The next step its the Banco de España.

In European comission you also need an attorey buy it has to be againts the spanish sistem, not against the bank

Ask Your Own Spain Law Question
Customer reply replied 5 years ago

You are an Attorney. So far you have not been able to give me any hope. Can you give me a quotation in English and Spanish what you feel about the way the Spanish banks have scammed their customers.


I will use this quotation in future correspondence with the bank and the European commission. Your willingness to answer this honestly will make a big difference in how I feel about your help.


Thank you for the assistance you have so far tried to give me. Unfortunately have not found out anything new but I hope you may be able to give me a quote that will be of benefit.


Regards


Richard


 

Well Sir,

I am an spanish attorney and I have to say that I have no idea how the banks has make what they have done

300 people lost his homes in Spain since 4 years to now

10 per cent of mortages since 2008 up to now has been unpaid

Goberment is given money to the banks, but people is homeless and hopeless

You ask me for a quote

I am on going to give you one

The bank who is taken me off my home gets public money from the goberment, who is given me more taxes. The bank is using my taxes to putting me off my home

El banco que me deshaucia toma el dinero del gobierno para deshauciarme

The sistem is broken.

 

PD Today, and its no new, one person has killed herself when the judge has send somebody to take her out of her home in Bilbao

Homeless and hopeless

Ask Your Own Spain Law Question
Customer reply replied 5 years ago

Thanks for that quote Jose.


Can you give me it all in Spanish and I will include it in my next letter to the bank if that is ok. I am going to fight this system. The banks deliberately create the boom and bust in order to transfer the wealth from the people to the banking system. Money is created out of thin air and then we pay taxes on the loan that they have created out of thin air. The loan is not owned by the government but is owned by the central banks who are not owned by the government but a select group of people worldwide. The banks gamble in the derivative markets is they win they keep the spoils, if they lose we pick up the bill through taxes. All personal and governmental debt needs to be forgiven internationally with a bonus for the savers. All the currencies of the world are going to collapse but the losers are going to be the ordinary people not bankers. They will start again with there age old scams.

As I am writting I am watching on TV the judge in Bilbao almost crying and asking for a change in law who stop this cracy situation

You have a lot of information about it on the web

Look this new, even the church, priest, are asking for it

Has to change morals and law

http://www.religionenlibertad.com/articulo.asp?idarticulo=25819

There are associations working to change the sistem

http://afectadosporlahipoteca.wordpress.com/

You will find a lot of information there to send the bank

Thank you

José M.
José M., Attorney
Category: Spain Law
Satisfied Customers: 6,114
Experience: Spanish Attorney
Verified
José M. and 87 other Spain Law Specialists are ready to help you
Ask your own question now
Ask José M. Your Own Question
José M.
José M.
José M., Attorney
Category: Spain Law
Satisfied Customers: 6,114
6,114 Satisfied Customers
Experience: Spanish Attorney

José M. is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

I couldn't be more satisfied! This is the site I will always come to when I need a second opinion.

JustinKernersville, NC

Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around.

EstherWoodstock, NY

Thank you so much for taking your time and knowledge to support my concerns. Not only did you answer my questions, you even took it a step further with replying with more pertinent information I needed to know.

RobinElkton, Maryland

He answered my question promptly and gave me accurate, detailed information. If all of your experts are half as good, you have a great thing going here.

DianeDallas, TX

< Previous | Next >

Meet the Experts:

fcantalapiedra

fcantalapiedra

Máster

0 satisfied customers

Abogado en ejercicio, especialista en derecho penal, familia, general.

José M.

José M.

Attorney

6,114 satisfied customers

Spanish Attorney

INC

INC

Solicitor-Advocate

96 satisfied customers

LL.B, LPC, LL.M, Pg.Dip, Solicitor-Advocate. UK Practising Certificate issued by SRA., DIFC Courts Registered (Dubai)

A.Valcke

A.Valcke

Solicitor

140 satisfied customers

14+ years experience // Masters in EU Law

Thomas

Thomas

Solicitor

45 satisfied customers

UK based Immigration Solicitor

Clare

Clare

Solicitor

37 satisfied customers

Attorney

Top_advisor

Top_advisor

Attorney

32 satisfied customers

Solicitor and Attorney

< Previous | Next >

Related Spain Law Questions
I live in a community in Torre de la Horredada. Just outside
Hi I live in a community in Torre de la Horredada. Just outside our house there is a street with speed limit 40km. Almost none respect the limit and some droves in 120km or more. It's generate a lot o… read more
José M.
José M.
Attorney
6,114 satisfied customers
How is uk goverment none taxable in spain to be declared.
how is uk goverment none taxable in spain to be declared … read more
José M.
José M.
Attorney
6,114 satisfied customers
My partner and I moved to Spain in November 2016. We
My partner and I moved to Spain in November 2016. We purchased a property in Spain, which she paid for. In January this year she went home to … read more
José M.
José M.
Attorney
6,114 satisfied customers
I am doing a online service business in spain, i am in
hi sir i am doing a online service business in spain … read more
José M.
José M.
Attorney
6,114 satisfied customers
Living outside of spain and bougth flat in 2014, recently I
Im Spanish living outside of spain and bougth flat in 2014 … read more
José M.
José M.
Attorney
6,114 satisfied customers
I have question on 720 application can you help me with
i have question on 720 application can you help me with that … read more
José M.
José M.
Attorney
6,114 satisfied customers
My wife and i have jointly owned a Holiday Property in the
My wife and i have jointly owned a Holiday Property in the Costa Del Sol for 16 years . Regretfully my wife has recently passed away,can you tell me what the current law is in relation to Inheritance … read more
José M.
José M.
Attorney
6,114 satisfied customers
Can i talk to a lawyer on the phone. Siville
can i talk to a lawyer on the phone JA: What state are you in? It matters because laws vary by location. Customer: siville JA: Has anything been filed or reported? Customer: no JA: Anything else you w… read more
José M.
José M.
Attorney
6,114 satisfied customers
I have a joint account with my girlfriend she has
i have a joint account with my girlfriend she has transferred all the money 65,000 Euros into her own account can i legally get some if not all back … read more
José M.
José M.
Attorney
6,114 satisfied customers
My mothers mom passed away and she has in inheritance in
my mothers mom passed away and she has in inheritance in spain … read more
José M.
José M.
Attorney
6,114 satisfied customers
I am a widow and own an old car which my son drives. I have
I am a widow and own an old car which my son drives. I have changed the insurance to his own name as he has been stopped and fined for dui. The car is still registered in my name. Looking at the worst… read more
José M.
José M.
Attorney
6,114 satisfied customers
I need legal advice in a quite complex and at least
Hello! I need legal advice in a quite complex and at least partially political problem in Madrid, Spain. Unfortunately I don't have much money. Are there any Human Rights lawyers or organizations who … read more
José M.
José M.
Attorney
6,114 satisfied customers
Is it a criminal offence to obtain money by deception? If
Is it a criminal offence to obtain money by deception? If so, what are the typical penalties?… read more
José M.
José M.
Attorney
6,114 satisfied customers
I would like to know if i married to a spanish women how it
hello i would like to know if i married to a spanish women how long it will take until i get permanent or nationalitet … read more
José M.
José M.
Attorney
6,114 satisfied customers
My daughter is vacating a rental in Marbella and the owner
My daughter is vacating a rental in Marbella and the owner refuses to return her deposit … read more
José M.
José M.
Attorney
6,114 satisfied customers
Are international civil service pensions (ex United Nations)
Are international civil service pensions (ex United Nations) tax exempt for spanish residents? … read more
José M.
José M.
Attorney
6,114 satisfied customers
My house in Spain was invaded. Now I intend to move in
My house in Spain was invaded. Now I intend to move in permantly and found out that i would have to file a civil lawsuit to get the people out. Is this true? … read more
José M.
José M.
Attorney
6,114 satisfied customers
Can a mover in spain, withhold the furniture that is in his
Can a mover in spain, withhold the furniture that is in his storage untill the invoice is not fully paid to them? … read more
José M.
José M.
Attorney
6,114 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x