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Die bank wil my voertuig terugneem en het die balju n

hofbevel om dit te doen...
Die bank wil my voertuig terugneem en het die balju n hofbevel om dit te doen. Ek was baie goed krediet waardig met n inkomste van R200 000 per maand voordat ek toe in n motorfiets ongeluk betrokke was in Januarie 2017. Dit het meegebring dat ek geen salaris inkomste verdien het nie en slegs my inkomste beskermer van ongeveer 40% van my salaris. Ek probeer kop bo water hou om als te betaal maar kon net nie die mas opkom nie. Na verwagting behoort ek weer op my pos te wees 1 april 2018 en gaan my salaris aan waar dit opgehou het. Ek was 15 maande buite aksie. Ongelukkig kon ek nie vroeer begin werk nie, en is dit te laat om te beskerm waarvoor ek hard gewerk het. Ek het mediese verslae en als asook n derde party eis wat in proses is. Ek besef dit is n hof beslaglegging, maar kan my mediese omstandighede my nie beskerm nie. Help asb? My naam gaan nou ten gronde en is ek in n professionele bedryf. Ek is n rekenmeester.
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Answered in 12 hours by:
3/14/2018
Freddie Lombard
Freddie Lombard, Attorney
Category: South Africa Law
Satisfied Customers: 2,810
Experience: Practicing attorney and conveyancer with 16 years post article experience.
Verified

Hi I'm Freddie,

Welcome to Just Answer. Thank you for your question. I am reviewing it now and will post a reply here ASAP.

Regards

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Customer reply replied 4 months ago
Thank you

Ek is jammer om te hoor van jou situasie.

My antwoord is egter kort, en ongelukkig nie wat jy wil hoor nie.

Jou ooreenkoms met die bank is om hulle maandeliks 'n bedrag te betaal vir die voertuig, en dit is jou plig om te doen, ongegag of jy werk of nie werk nie. Op die einde van die dag, en ek sê dit nie om onsimpatiek te klink nie, maar vanuit die bank se perspektief, is dit ook jou eie verantwoordelikheid om voorsiening te maak vir 'n inkomste berskermer wat gelykstaande is aan jou maandelikse inkomste en nie slegs 40% daarvan dek nie.

Jy kan uiteraard met die bank probeer onderhandel, maar daar is niks wat jy kan doen vanuit 'n regsoogpunt om die bank te dwing om nie met die verkoop van die voertuig voort te gaan nie.

Ek weet dit is waarskynlik nie die antwoord waarop jy gehoop het nie, maar ek sal my plig versuim as ek nie vir jou akkuraat antwoord nie.

"Rate" asseblief die antwoord positief as jy tevrede is dat ek jou vraag beantwoord het (ongeag of jy van die antwoord hou). Jy is welkom om veredere vrae hier te vra indien daar nog iets is wat jy wil hê ek moet antwoord op hierdie onderwerp.

Groee

Freddie Lombard
Freddie Lombard, Attorney
Category: South Africa Law
Satisfied Customers: 2,810
Experience: Practicing attorney and conveyancer with 16 years post article experience.
Verified
Freddie Lombard and 87 other South Africa Law Specialists are ready to help you
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Customer reply replied 4 months ago
Baie dankie.

Thank you so much for the positive rating. I hope I can be of assistance to you again in the future.

You may request me personally.

http://www.justanswer.com/law/expert-fwlombard1/

Regards

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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