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Freddie, One of our clients brought a friend of his for a…

Good day Freddie, One of our...
Good day Freddie,
One of our clients brought a friend of his for a possible loan with us. Unfortunately we can not help, as she is under Debt Review. She owns a car, which was not included in the Debt Review application. Because of Family funeral and other costs, she fell behind on the repayment of the car. Despite that she has offered a slightly reduced instalment to WesBank they have summonsed her with the request that she brings the car to them for repossession. Should she be allowed to take a loan to repay the outstanding money to WesBank to anable her to keep the car?(even though she is under Debt Review?)
Kind regards,Marietjie & Tom von Prince
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Answered in 3 hours by:
12/1/2017
Christiaan K
Category: South Africa Law
Satisfied Customers: 224
Experience: Attorney & Director at Lombard Kotze Incorporated
Verified

Good day

Thank you for your question. I will try to assist you in answering it today but please feel free to ask as many follow up questions as you like until you are 100% satisfied.

Debt review is not a bar against loaning someone money. You can still sue them and recover the money legally, unlike when they are under administration. It is however a good indication that she will not be able to repay the loan to you if you do loan the money to her.

I hope this answered your question.

I know it will take an extra minute of your time to rate my service, but if you do not rate it, I do not get paid by the website so I would really appreciate it if you would be so kind as to rate my service positively. Feel free to ask further question here on this topic at no extra cost if you need more information.

Regards

Christiaan K
Category: South Africa Law
Satisfied Customers: 224
Experience: Attorney & Director at Lombard Kotze Incorporated
Verified
Christiaan K and 87 other South Africa Law Specialists are ready to help you
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Thanks for the positive rating. I hope I can be ofassistance to you again in the future.

You may request me personally at: www.justanswer.com/law/expert-fwlombard1.

Regards

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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