South Africa Law

Get your South African law questions answered by Experts

Ask a Lawyer,
Get an Answer ASAP!

I was heavy under medication and was basically repetively…

Customer Question
I was heavy under...

I was heavy under medication and was basically repetively questioned by 2 insurance guys on a jewellery claim

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

I finally gave in under the stress after 5 hours kwazulu natal, south africa

Lawyer's Assistant: Has anything been filed or reported?

And gave a confession they insist i have the jewellery and i dont

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Now they cancelled my policies and are reporting me to the police i was never in a fraud situation ever

Submitted: 11 months ago.Category: South Africa Law
Show More
Show Less
Ask Your Own South Africa Law Question
Answered in 14 minutes by:
9/19/2017
Lawyer: Freddie Lombard, Attorney replied 11 months ago
Freddie Lombard
Freddie Lombard, Attorney
Category: South Africa Law
Satisfied Customers: 2,820
Experience: Practicing attorney and conveyancer with 16 years post article experience.
Verified

Hi I'm Freddie,

Welcome to Just Answer. Thank you for your question. I am reviewing it now and will post a reply here ASAP.

Regards

Ask Your Own South Africa Law Question
Lawyer: Freddie Lombard, Attorney replied 11 months ago

What did you confess?

What happened to the jewelery?

Regards

Ask Your Own South Africa Law Question
Customer reply replied 11 months ago
hi there
Lawyer: Freddie Lombard, Attorney replied 11 months ago

Hi

Ask Your Own South Africa Law Question
Customer reply replied 11 months ago
i lost the jewellery - cant remember how and when. they asked me lotsa questions and i fumbled guessing that it may have been my granddad when cleaning my car
Customer reply replied 11 months ago
i got so frustrated when they kept going round and round so i had a panic attack and gave in where they indicated i had financial problems with my mom's health stage 4 cancer and me being her caregiver, and that the jewels are not stolen
Lawyer: Freddie Lombard, Attorney replied 11 months ago

OK, but that does noe sound like you "gave in under stress" or that you "gave a confession".

You will have to tell me exactly what happened and what you told them.

Ask Your Own South Africa Law Question
Customer reply replied 11 months ago
start of story - was on lond distance drive from Durban to Rustenburg. It was late evening and dark, driving alone. I hit boulders on the road, and saw 6 black men running towards me.
Customer reply replied 11 months ago
just before that i clicked open my door to get out of my car when i saw the girl infront of me also pulled off with flat tyres
Customer reply replied 11 months ago
i then closed my door and reversed and got to the top, whilst they continued to stone my car. parked at the top of the toll and attack continued. i had all my luggage with me by the way.
Customer reply replied 11 months ago
i used this opportunity to claim for my missing jewels which i didn't know when had gone missing. I didn't claim then because i knew they would not pay out
Customer reply replied 11 months ago
i lied that it went missing in this incident
Customer reply replied 11 months ago
I've been on anti-depressants, sedatives, and had 2 PX (sedative anxiety pills) during the 5 hour interrogation. They even asked me if i was drugged which i admitted but they continued. I finally confessed that i lost the jewels but they would not listen and said i probably lost it before insuring. but how- if i had the evaluations done? Then they picked on 3 tags, which on a pre-assessment - which was fake, but i never took insurance on because i never had evaluations
Customer reply replied 11 months ago
which was a requisite from OUTSURANCE
Customer reply replied 11 months ago
The insurance company insists i still have the jewels hidden at home
Customer reply replied 11 months ago
i confessed that i lost the jewels and used this incident to claim because of mom (because they said my mom's illness) and made me write an apology.
Customer reply replied 11 months ago
i seriously don't have the jewels and i know i lied but i never ever had an incident against my name for dishonesty. They cancelled all 5 policies (3 cars, 1 life, 1 jewellery) and my mom's household contents because we live together and her life policy too.
Customer reply replied 11 months ago
I never had previous jewellery claims
Customer reply replied 11 months ago
it was a false claim yes, but i don't have the jewels- i seriously lost it whilst being insured
Customer reply replied 11 months ago
help please? legally how can i be prosecuted? is there any mitigation?
Lawyer: Freddie Lombard, Attorney replied 11 months ago

OK, unfortunately I do not have good news for you.

What you have done is insurance fraud, and whether it is the first time or not, does not change the fact that you committed insurance fraud. The insurance company was therefore 100% entitled to cancel all of your policies and to refuse to insure you again. This might also cause you to be blacklisted and that no other insurance company will ever insure you again.

That is unfortunately the consequences of what you have done. Cancelling her life insurance policy does not make any sense, unless you are the one who took out this insurance and the policy is in your name.

So, in short, yes, the police will investigate the matter, and the prosecuting authority will probably prosecute you for fraud. You are possibly looking at a prison sentence.

I hope this answered your question.

I know it will take an extra minute of your time to rate my service, but if you do not rate it, I do not get paid by the website so I would really appreciate it if you would be so kind as to rate my service positively. Feel free to ask further questions here on this topic at no extra cost if you need more information.

Regards

Ask Your Own South Africa Law Question
Lawyer: Freddie Lombard, Attorney replied 10 months ago

Good morning,

This is just a quick note to follow up. Did you find my answerhelpanswer helpfule anything else I can assist you with before you rate the service? Please note that I do not get paid if you do not rate.

Regards

Ask Your Own South Africa Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Freddie Lombard Your Own Question
Freddie Lombard
Freddie Lombard
Freddie Lombard, Attorney
Category: South Africa Law
Satisfied Customers: 2,820
2,820 Satisfied Customers
Experience: Practicing attorney and conveyancer with 16 years post article experience.

Freddie Lombard is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

PHINEAS MOTAUNG

PHINEAS MOTAUNG

Attorney

113 satisfied customers

BACHELOR OF LAWS

Emil

Emil

Attorney

33 satisfied customers

BCom Law LLB, 3 years post article experience as attorney

LCP

LCP

Attorney

21 satisfied customers

BCom (Stell) LLB LLM

Freddie Lombard

Freddie Lombard

Attorney

2,820 satisfied customers

Practicing attorney and conveyancer with 16 years post article experience.

Shaie Zindel

Shaie Zindel

Attorney

1,249 satisfied customers

All areas of commercial and contract Law - specialist in property advice.

inciteadvisor

inciteadvisor

Commercial Lawyer

814 satisfied customers

B.Com LLB Registered Corporate lawywer

Christiaan K

Christiaan K

226 satisfied customers

Attorney & Director at Lombard Kotze Incorporated

< Previous | Next >

Related South Africa Law Questions
Insurance company has reject my claim on the basis of fraud
Insurance company has reject my claim on the basis of fraud and canceled my policy not sure how to dispute it … read more
CaseLaw
CaseLaw
Attorney
Bachelor's Degree
785 satisfied customers
I have a gym contract R1560 per month. I have 5 months left
I have a gym contract R1560 per month. I have 5 months left on it. I have relocated so I want to cancel my contract. However, they refer to the contract I signed where it states if you relocate within 35km of the gym then you cancel if it is less than 35km then the cancellation fee is 60% of remaining amount. I have relocated 25km. They are insisting I pay over R4,000 in cancellation fee. … read more
CaseLaw
CaseLaw
Attorney
Bachelor's Degree
785 satisfied customers
I worked at a company an was the managing director, I drew
I worked at a company an was the managing director, I drew money from the company for my own use, I confessed to it and the other director agreed that I could pay back the money by a certain date and … read more
JW Fourie
JW Fourie
Attorney
Bachelor\u0027s Degree
6,698 satisfied customers
Good Day In 2010 people broke into my fathers house and
Good Day In 2010 people broke into my father's house and stole items during the evening, we didn't hear a sound we only realised in the morning around 4am.Luckily we were insured with Outsurance ,we h… read more
JOHANN
JOHANN
Master's Degree
3,396 satisfied customers
Dear Sir or Madam, I found an attorney on attorneys.co.za
Dear Sir or Madam, I found an attorney on attorneys.co.za and paid him R5,000 2 months ago to ascertain whether I was still married, and to attain a decree absolute so that I am able to get married in… read more
Mike Otis
Mike Otis
Master's Degree
1,508 satisfied customers
Good evening, I am not sure who I am talking to, but I need
Good evening, I am not sure who I am talking to, but I need some uregent legal advice and I do hope that you can assist me!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Here is my case scenario as short as I … read more
JOHANN
JOHANN
Master's Degree
3,396 satisfied customers
Dear Lawyer, Im a manager of a self catering venue in South
Dear Lawyer, I'm a manager of a self catering venue in South Africa that recently suffered a natural disaster in terms of severe flooding resulting it the entire venue being unusable. Although we are … read more
JOHANN
JOHANN
Master's Degree
3,396 satisfied customers
Good day, I am a Swiss citizen, since last week in possession
Good day, I am a Swiss citizen, since last week in possession of my South African Permanent Residents visa. I have been with Outsurance for the last 7 years. 3 weeks ago Outsurance has cancelled my po… read more
JW Fourie
JW Fourie
Attorney
Bachelor\u0027s Degree
6,698 satisfied customers
Good Day, I have worked as a IT Contractor for a company on
Good Day, I have worked as a IT Contractor for a company on a project for over 3 years. My last contract expired on 30 June 2010. Despite me reminding them and them saying they would issue another, th… read more
Mike Otis
Mike Otis
Master's Degree
1,508 satisfied customers
Hi I am wondering if you can help us. I am going to give
Hi I am wondering if you can help us. I am going to give you a brief out line of our situation. Last week Monday 7 March 2011 at 5:00am in the Morning. My husband Shane Meyer was arrested at the borde… read more
JOHANN
JOHANN
Master's Degree
3,396 satisfied customers
I am a south african born I had a Valid ID now its not listed,
I am a south african born I had a Valid ID now its not listed, acccording to home affairs I have changed my Name and I D which I did not, My wife my children and my parents are under one surname, as w… read more
Mike Otis
Mike Otis
Master's Degree
1,508 satisfied customers
Im a US citizen that wants to open a business in South Africa.
I'm a US citizen that wants to open a business in South Africa. How do I get started and what is the process? Please explain.… read more
JOHANN
JOHANN
Master's Degree
3,396 satisfied customers
Hallo. I bought a camera on-line at Digital Solutions They
Hallo. I bought a camera on-line at Digital Solutions They have send us a quote we accepted and paid the amount as on the receipt and they gave us a package number. The next moment they send us two ca… read more
JOHANN
JOHANN
Master's Degree
3,396 satisfied customers
Please be so kind as to help me with the following question
Please be so kind as to help me with the following question regarding my Medical Aid Scheme with Liberty Medical Scheme Member Number XXXXXXXXXXX My Brother who is a Pensioner and do not have an incom… read more
JOHANN
JOHANN
Master's Degree
3,396 satisfied customers
How do I prove that my 3 year old daughter was raped by her
How do I prove that my 3 year old daughter was raped by her step grandfather. I only have what she told me. Dr's report - hymen gone. No semen was found. happened last year between Jan and Sept. Step … read more
JP
JP
Bachelor
590 satisfied customers
i bought 2 ultrasound scanners from a company in america called
i bought 2 ultrasound scanners from a company in america called amerisource medical, a guy called XXXXX XXXXX. he sent me a proforma invoice which i signed & sent back. I transferred the money via wir… read more
Barendb
Barendb
Master's Degree
777 satisfied customers
This is to the LAWYER, I am working since 2001 for a Company
This is to the LAWYER, I am working since 2001 for a Company - I had a 4 x Bypass. They transfered me to a nother city. Then sold me and the Company. Then re employee me - according to labor law with … read more
Dimitry Esquire
Dimitry Esquire
Attorney at Law
Doctoral Degree
113 satisfied customers
My husband, adult daughter (age 23) and I all plan to visit
My husband, adult daughter (age 23) and I all plan to visit our son/brother for 9 days in March, 2010 while he will be doing a study abroad semester in Cape Town, RSA. Do we need a tourist visa ? If s… read more
JP
JP
Bachelor
590 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x