South Africa Law

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Related South Africa Law Questions
In 2010 I sold a property in South Africa however the sale
In 2010 I sold a property in South Africa however the sale price would not cover the full outstanding homeloan, so FNB converted the shortfall into a residual account. I was not able to pay this and t… read more
Freddie Lombard
Freddie Lombard
Attorney
Bachelor's Degree
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I'm currently in the process of being under debt review
I'm currently in the process of being under debt review (stared the process in November 2018)... Now my vehicle with ABSA is included in the plan and due to this my Debt Review company only paid a partial payment on the account from March - June 2019, because ABSA wants a full installment my debt company paid a full installment July 2019. The banks collection department has now phoned me to reposes my vehicle. Are they allowed to do this while the bank and the debt company are still busy with negotiations? … read more
Chris K
Chris K
Lawyer
LLB
1,662 satisfied customers
Hi I qualified for 75000 personal loan from a bank. I signed
Hi I qualified for 75000 personal loan from a bank. I signed the contract stating this at the banks offices. 2 Weeks later they told me that my application has dissapeared from the system and that the… read more
Shaie Zindel
Shaie Zindel
Attorney
B.A. (RAU); BProc (RAU)
1,250 satisfied customers
My car is being repossessed and they are taking it tomorrow
My car is being repossessed and they are taking it tomorrow what can I do and I don't have the arrear amount needed… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
the sale in execution was cancelled by the bank. can i now
the sale in execution was cancelled by the bank. can i now proceed to my property on sale. can i at the same time apply to have the sale in execution rescinded. what is your advise and how best do i p… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
Hi, I currently have a sale in execution on my property for
Hi, I currently have a sale in execution on my property for the amount of R55000,00. The creditor is the Complex Body Corporate in a sectional title complex. i have made numerous attempts to settle th… read more
JJ
JJ
Master's Degree
4,502 satisfied customers
Hi, We were asked by a company called AMS to assist with
Hi, We were asked by a company called AMS to assist with securing a bond for their client who had lost their job. We were assured that there would be no financial implication for us as they were makin… read more
Barend B.
Barend B.
Master's Degree
1,364 satisfied customers
Good day, I was involved in a family business which sadly
Good day, I was involved in a family business which sadly went under in 2009. I have recently registered another cc and had a look on ITC if I was listed for anything. It turned up clean however on Ex… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
I bought a Mercedes Banz in 2011 through Standard Bank Finance.
I bought a Mercedes Banz in 2011 through Standard Bank Finance. The first instalment was due on December 1. I discussed the fact that my payday is 15th and that the debit order should conincide with t… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
I recieved a lawyers letter for a alleged outstanding amount
I recieved a lawyers letter for a alleged outstanding amount on a FNB credit card. I had a FNB credit card which was in dispute in 2004/2005 when I was retrenched and lost my job. I remember completin… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
My husband has been under debt councilling since December 2009.
My husband has been under debt councilling since December 2009. In 2011 we had a financial difficulty. We did not pay our Debt Wize payment for Oct 2011 and November2011. Mr Meintjes start working in … read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
I did come into financial difficulties for reason of diificult
I did come into financial difficulties for reason of diificult economic climate, especially during the course of the previous few years and threfore approached a debt Concellor for assistance. Before … read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
Hi! Ive entered the debt review process last year in April.
Hi! I've entered the debt review process last year in April. One of the creditors is FNB-Homeloans. The've terminated the review, whilst the process is still ongoing(Trying to get a court date to lega… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
FNB has put a hold on the funds in my personel cheque account
FNB has put a hold on the funds in my personel cheque account because of outstanding bond payments. The outstanding bond is not in my personel name but in a companies name where my late husband and I … read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
I have a judgment that was obtained by First Rand Bank against
I have a judgment that was obtained by First Rand Bank against me in 2007 as my bond account was in arrears. Following the private sale of my property, we entered into a Acknowledgement of Debt (AOD) … read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
I am under debt review. Debt Busters has been giving me the
I am under debt review. Debt Busters has been giving me the run around. My car was repossed in Dec 2009 but they are still making a payment on the vehicle. I received a summons from FNB for my homeloa… read more
Mike Otis
Mike Otis
Legal Advisor
Master's Degree
2,094 satisfied customers
Hi. I need super urgent help Re. FNB South Africa. I have
Hi. I need super urgent help Re. FNB South Africa. I have been under, and am still under Debt Counselling since Dec 2008. July 2010, I asked Debt counsellor for FINAL balances for all outstanding acco… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
9,038 satisfied customers
Received a letter from Centurion Law Chambers Trust: Renewal
Received a letter from Centurion Law Chambers Trust: Renewal of Mortagecare Policy on an FNB bond. It states that due to continual rising cost of building that the sum insured has gone up and that an … read more
JP
JP
Bachelor
624 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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