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Related South Africa Law Questions
The question is about banking. So, my husband and I both had
So, my husband and I both had check accounts at ABSA BANK in 2009.We struggled with our finances and decided to seek help at Debt counseling. They approved our application and advised us to close our accounts at ABSA bank and apply at FNB. So we went to the bank and the consultants told us that the debt counselor should do it themselves. We went back and forth and ABSA still refused to close our accounts. We ended up owing ABSA ridiculous sum of money on banking costs that they add even when they were asked to close it and they saw no money was being deposited into the account. Now they want us to pay those banking costs of more than R20000. Please advise … read more
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Chris K
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I'm currently in the process of being under debt review
I'm currently in the process of being under debt review (stared the process in November 2018)... Now my vehicle with ABSA is included in the plan and due to this my Debt Review company only paid a partial payment on the account from March - June 2019, because ABSA wants a full installment my debt company paid a full installment July 2019. The banks collection department has now phoned me to reposes my vehicle. Are they allowed to do this while the bank and the debt company are still busy with negotiations? … read more
Chris K
Chris K
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Kate are unconnected to Pty V. has bad debt with ABSA. V
Tom & Kate are unconnected to Pty V. Tom has bad debt with ABSA. V buys Tom's bad debt for R100,000 and sells it to Kate for R1,000. Kate writes off the debt and V deducts the R99,000 from tax. In thi… read more
Freddie Lombard
Freddie Lombard
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My sister signed surety ex husband's restaurant business
My sister signed surety for her ex husband's restaurant business while they were still married some 15 years ago. They separated and got divorced due to him having an affair some 8 years ago. He at th… read more
WCLawyer
WCLawyer
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Bachelor's Degree
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If ABSA bank takes judgement against me as a debtor, can ABSA
If ABSA bank takes judgement against me as a debtor, can ABSA gain control or access to my capitec bank account? I don't earn a salary but I do get a bit of money as a freelancer. This money gets paid… read more
WCLawyer
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Good day, I was involved in a family business which sadly
Good day, I was involved in a family business which sadly went under in 2009. I have recently registered another cc and had a look on ITC if I was listed for anything. It turned up clean however on Ex… read more
WCLawyer
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Hi i had a dept older than 5 years with ABSA after all this
Hi i had a dept older than 5 years with ABSA after all this time they have given the dept over to a law firm to collect the amount from me ??… read more
WCLawyer
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Afternoon, I applied for a home loan through Absa at my branch
Afternoon, I applied for a home loan through Absa at my branch where my account was held. Prior to applying I saw Absa were promoting 50% off cost with a cell phone give away with every sucessful appl… read more
inciteadvisor
inciteadvisor
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My husband has been under debt councilling since December 2009.
My husband has been under debt councilling since December 2009. In 2011 we had a financial difficulty. We did not pay our Debt Wize payment for Oct 2011 and November2011. Mr Meintjes start working in … read more
WCLawyer
WCLawyer
Attorney
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We(my leave in partner and I) made an offer to purchase on
We(my leave in partner and I) made an offer to purchase on a reposessed house from ABSA. We went on and applied for a bond and got 80% of R1.5 million from SA BOND. We then raised the other 20% which … read more
JJ
JJ
Master's Degree
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Good day, Im not sure how to go about to get the money
Good day, I'm not sure how to go about to get the money owed to me. I was divorced in 2007, one of the agreements was that my ex-husband is to pay my car monthly until a zero balance, he would also pa… read more
JJ
JJ
Master's Degree
4,502 satisfied customers
When my husband and I applied for a bond to buy a house we
When my husband and I applied for a bond to buy a house we found out that I had a judgement on my name. After further investigation, I found out that this judgement was granted in October last year. I… read more
WCLawyer
WCLawyer
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I opened a spiral plan for my grand daugter (NOW 9YEARS OF
I opened a spiral plan for my grand daugter (NOW 9YEARS OF AGE) in 2006 with a standard d/o every month and my husband saves money and I DO make a payment two to 3 times per year estimate R600- 800 ev… read more
Mike Otis
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I baught a car via ABSA vehicle finance. I gave the car BACK
I baught a car via ABSA vehicle finance. I gave the car BACK to absa about 6 months after the transaction and the car was sold on auction. Approximately 3,5 years passed when a debt collector called m… read more
JJ
JJ
Master's Degree
4,502 satisfied customers
My mum is on debt review and she has just been informed by
My mum is on debt review and she has just been informed by DEBTHELP that according to a change in ABSA's policy, that she is now required to pay up 70% on her car debt and 80% of her house debt or fac… read more
WCLawyer
WCLawyer
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Please advise what my right as a consumer are in this scenario -
Please advise what my right as a consumer are in this scenario: - Applied for debt review about 3 years ago and managed to consolidate debt. - Found out earlier this year that vehicle finance from ABS… read more
WCLawyer
WCLawyer
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the shares of my companies was transferred to my trust many
the shares of my companies was transferred to my trust many years ago when I was diagnosed with cancer. The trust is now in debt review due to the recession. Can the assets ( properties) of the compan… read more
Mike Otis
Mike Otis
Legal Advisor
Master's Degree
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My car is 2 monthsd in arrears. They say that I have to deposit
My car is 2 monthsd in arrears. They say that I have to deposit R3000 by saterday or they are taking action to reposes. I have 4 instalments left on the car. what are my rights.… read more
JJ
JJ
Master's Degree
4,502 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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