South Africa Law

Get your South African law questions answered by Experts

Connect one-on-one with {0} who will answer your question

Related South Africa Law Questions
My wife and her previous husband got under debt review. when
My wife and her previous husband got under debt review. when I married her, I knew the situation, but the issue is, according the repayment stats, she has paid over R7000 to much. that was for a credi… read more
Freddie Lombard
Freddie Lombard
Attorney
Bachelor's Degree
3,613 satisfied customers
I am paying a debt councellor monthly for debt going back to
Good morning. I am paying a debt councellor monthly for debt going back to 2011. These are all store / personal loan accounts - no vehicle or house payments. I have not been working since being retren… read more
Chris K
Chris K
Lawyer
LLB
1,389 satisfied customers
I refer to a matter about a Debt Counsellor I left and
Good day. I refer to a matter about a Debt Counsellor I left and started Debt Counselling with another Debt Counsellor. The previous debt council overcharged me for debt review services. I paid R14,000.00 for debt review services. I use to make enquiry about the charges and it was explained tome that it is for legal services. On 2015/11/30 I paid R4,000.00 for debt review. On 2015/12/30 I paid R4,000.00 for legal services. And from January 2016 till April 2016 I paid R1,500.00 every month for legal services and the show on my distribution statements that I was paying O'Connor and associates for legal services. When asking other people who are also under debt counselling they said I am paying way to much for debt counselling. I got frustrated with trying to get an explanation froma lady called Robyn White that I decided to hand my complaint to the NCR. A lady called Pulane Kareli was the agent assigned to work with my complaint. She explained to me that she requested for documents including a Court Order from the National Debt Advisors and that she has to give the Debt Counsellor 40 days to submit the documents to her. During those 40 days I was asked by Robyn White to print the documents she forwarded to me full it in and hand it to Du Tiot, Louw and Both Inc. Attorneys for my Debt Counselling application that was in March 2016 and was issued with a Court Order 2017/03/23. That is when I realized that O'Connor never did any legal work not even a Court Order. After 40 days I called Pulane Kareli I was told that she is not working on my complaint anymore I can remember remember the gentle man assigned for the matter but every time I called him a lady called Paballo answered and said she is the person working on the complaint and it is at the legal department she is waiting for feedback. I called several times and every time she said that the complaint is still with the legal department. She then briefed me on what is on the complaint that is when I realized that the complaint is not like the way me and Pulane Kareli every thing is just not the way I complaint. I even told her that the Court Order was only done recently by Tu Tiot, Louw and Both Inc. She was very rude because her reply was the the Court Order including all legal services was done by O'Connor and associates "not that Du Tiot Louw and who ever I call them of mine". She forwarded me the decision made by the legal department which obviously didn't go in my favor because this Paballo of the NCR obviously did not work on my complaint. I complaint to one lady which I can not remember and she forwarded me a email showing that she forwarded the complaint to the supervisor of Paballo I can't remember both these lady but I can check for the emails we exchanged during that. From there I received a letter saying the matter if filed as been finilized. I understand that I am now with another Debt Counselling but I still feel that the money which I was charged extra for services not even done by National Debt Advisors and the legal department O'Connor and associates must be refunded to me. I still have the distribution statements PDA and the Court Order issued to me 2017/03/23 by Robyn White from DuTiot, Louw and Both Inc Attorneys if they are needed. The reason now I got hopeless when I the lady at NCR did the same thing as the NDA pretending not to understand what I am complaining about. Regards ***** ***** … read more
Freddie Lombard
Freddie Lombard
Attorney
Bachelor's Degree
3,613 satisfied customers
I have a loan with Capitec bank. i am unemployed at this
I have a loan with Capitec bank. i am unemployed at this stage and have a minimum wages when work from time to time. i made arrangements last year when i became unemployed to do payment when i have a … read more
CaseLaw
CaseLaw
Attorney
Master's Degree
2,297 satisfied customers
I'm currently in the process of being under debt review
I'm currently in the process of being under debt review (stared the process in November 2018)... Now my vehicle with ABSA is included in the plan and due to this my Debt Review company only paid a partial payment on the account from March - June 2019, because ABSA wants a full installment my debt company paid a full installment July 2019. The banks collection department has now phoned me to reposes my vehicle. Are they allowed to do this while the bank and the debt company are still busy with negotiations? … read more
Chris K
Chris K
Lawyer
LLB
1,389 satisfied customers
Hi, I have just been informed that a Credit Card debt from
Hi, I have just been informed that a Credit Card debt from early 2013 was handed over for collection in July 2013 without my knowledge. Upon further investigation the Std Bank CC Legal dept asks me to… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
8,947 satisfied customers
In 2011 my bank had written off my debt. I wend under debt
In 2011 my bank had written off my debt. I wend under debt review during 2007 although the court order was only done in 2011. I made payments to the account and was contacted by a bank employee to sto… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
8,947 satisfied customers
I am under debt review and a court order has been granted .
I am under debt review and a court order has been granted . I n the court order I am to pay a fixed amount every month to a debt counsellor , who then in turn, pays all the parties that I owe money. N… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
8,947 satisfied customers
My parents find themselves in their pensioner years, with no
My parents find themselves in their pensioner years, with no regular income, no savings and high credit card debt. What can they do to manage or relieve the debt?… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
8,947 satisfied customers
I just want to know we are under debt Review and they took
I just want to know we are under debt Review and they took our vehicle back, because the Attorneys, Liddle & Ass where we apply four Debt councelling never get a court order, but they took our money f… read more
Auxilium
Auxilium
Advocate
Bachelor's Degree
49 satisfied customers
How can i get my vehicle back if ABsa has repossed it on 18
how can i get my vehicle back if ABsa has repossed it on 18 may2012 - arrears is R44 000 - 2007 toyota avanza, very good condition… read more
inciteadvisor
inciteadvisor
Commercial Lawyer
Post graduate degree- LLB
814 satisfied customers
I went to court and my maintenance has been reduced to R3000
I went to court and my maintenance has been reduced to R3000 a month. I started my application to the court for the reduction to my maintenance in October 2010. Since October 2010 I could only pay R30… read more
JJ
JJ
Master's Degree
4,502 satisfied customers
I applied for debt counselling in March 2009. The court granted
I applied for debt counselling in March 2009. The court granted the application and approved the money to be paid to all debtors. Yesterday I received a call from ABSA stating that they want to repose… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
8,947 satisfied customers
HiI have applied for debt review in march 2011 as i have
Hi I have applied for debt review in march 2011 as i have been finding it difficult to keep up with my payments. my debt counsellor has forwarded me a reduced payment plan on the form 16 and i have be… read more
JJ
JJ
Master's Degree
4,502 satisfied customers
In July 2010 I applied for debt counselling and the bank put
In July 2010 I applied for debt counselling and the bank put a default listing, showing my account as handed over, on one of the credit bureaus. In September 2010 I cancelled the debt counselling. My … read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
8,947 satisfied customers
In March 2009 I was retrenched and have been unenployed since;I
In March 2009 I was retrenched and have been unenployed since;I started an Amway distributorship and in November 2009 I incorrectly calculated my commission level to be +- R16,000-In that month I sign… read more
JJ
JJ
Master's Degree
4,502 satisfied customers
Dear Sir. Madam Shortly, I am (have been) under Debt counseling
Dear Sir. Madam Shortly, I am (have been) under Debt counseling since 2008 roundabout Nov. They are known as "New Culture Africa" (Reg 1999/015685/06) in Pretoria. I paid the debt counselor fees as we… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
8,947 satisfied customers
Hi. I need super urgent help Re. FNB South Africa. I have
Hi. I need super urgent help Re. FNB South Africa. I have been under, and am still under Debt Counselling since Dec 2008. July 2010, I asked Debt counsellor for FINAL balances for all outstanding acco… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
8,947 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

PHINEAS MOTAUNG

PHINEAS MOTAUNG

Attorney

113 satisfied customers

BACHELOR OF LAWS

Emil

Emil

Attorney

33 satisfied customers

BCom Law LLB, 3 years post article experience as attorney

LCP

LCP

Attorney

21 satisfied customers

BCom (Stell) LLB LLM

Freddie Lombard

Freddie Lombard

Attorney

3,613 satisfied customers

Practicing attorney and conveyancer with 16 years post article experience.

Chris K

Chris K

Lawyer

1,389 satisfied customers

Attorney & Director at Lombard Kotze Incorporated

Shaie Zindel

Shaie Zindel

Attorney

1,250 satisfied customers

All areas of commercial and contract Law - specialist in property advice.

inciteadvisor

inciteadvisor

Commercial Lawyer

814 satisfied customers

B.Com LLB Registered Corporate lawywer

< Previous | Next >

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x