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Related South Africa Law Questions
I have a homeloan which is in arrears due to my financial
Good morning. I have a homeloan which is in arrears due to my financial situation. I was just managing when the lockdown started and my salary was cut by a third. The bank allowed me a reduced payment… read more
Chris K
Chris K
Lawyer
LLB
1,544 satisfied customers
I had 2 Standard bank credit cards. When I was retrenched in
I had 2 Standard bank credit cards. When I was retrenched in 2017 I informed the bank and Standard Bank Insurance was supposed to pay the accounts for 6 months. Thereafter it was my obligation to resume payment. Standard bank Insurance did not pay over a period of 6 months and the accounts went into arrears. Eventually Standard Bank Insurance paid only the 1 credit card with the smaller amount. I received threatening messages of handover from MBD and despite telling MBD that Standard Bank Insurance had an obligation and then I would continue to pay, the one account was handed over for collection. My husband had undergone an operation and was in hospital. I could not consider going to court at that time. I advised MBD that I retained my rights to refer the matter to the Ombudsman … read more
CaseLaw
CaseLaw
Attorney
Master's Degree
2,337 satisfied customers
I work for a small consulting business, owned by a husband
I work for a small consulting business, owned by a husband and wife in a CC. I have 2 other colleagues. I have worked for the business since its inception on 5 January 2009, i.e. 11 years, one colleague for nearly 10 years and the third colleague for 3.5 years. The owner who works in the business, the husband, decided to reduce his working time and retire when he turns 70 next February 2020. They offered to sell us a percentage of the CC, in equal portions, last December, but for various reasons the process has taken until now and is still not resolved. In July they suggested we 'buy' the business as a going concern, but again, for various reasons, we responded by saying that we would like to buy the trading name only, since the value lies in the name and the billing of fees by my two colleagues, who bill 80% of the fees, for the last 2 years. My question is, if the owners decide to 'close' the business, as an operating consultancy, do you have to retrench us and pay retrenchment packages? Or, if we do buy the name etc., will we need to resign as employees before the close down, end of February, and then be entitled to any leave or leave pay? … read more
Chris K
Chris K
Lawyer
LLB
1,544 satisfied customers
I went under debt review in Oct 2017. Included were 7
I went under debt review in Oct 2017. Included were 7 Standard Bank accounts. They have managed to get these accounts removed from the debt review arrangement and have handed some of those over to their collection attorneys. What is the minimum percentage of the amount outstanding do I need to offer to pay per month to keep them happy … read more
Chris K
Chris K
Lawyer
LLB
1,544 satisfied customers
My mothers husband passed away last year 2017 and she is the
Hi my mothers husband passed away last year 2017 and she is the sole inherent of the farm he left behind, he bought a car a few years back and it was not paid of in full. Now the bank wants her to pay… read more
Freddie Lombard
Freddie Lombard
Attorney
Bachelor's Degree
3,697 satisfied customers
I had a loan and credit card with African bank. On June
Hi, I had a loan and credit card with African bank. On June 2014 I was retrenched. I submitted claim to their insurance cover. The insurance paid for three months only. I re submitted in January and F… read more
CaseLaw
CaseLaw
Attorney
Master's Degree
2,337 satisfied customers
Dear WCLawyer. My vehicle finance bank issued a Section 129 of the NCA notice regarding th
Dear WCLawyer. My vehicle finance bank issued a Section 129 of the NCA notice regarding the default on the vehicle on the 4th of March. An installment was then made on the 13th of March. The payment w… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
My wife and I bought a new car in 2011 . the car was in wife"s
My wife and I bought a new car in 2011 . the car was in wife"s name as she had a better credit record but the loan was approved because I guaranteed it with my bigger salary and I was the driver and p… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
Good morning. Please could you advise me if I have been unfairly
Good morning. Please could you advise me if I have been unfairly retrenched and if I have a case. I worked at a nursery school as the principal and was told I was on the list to be retrenched. When I … read more
Freddie Lombard
Freddie Lombard
Attorney
Bachelor's Degree
3,697 satisfied customers
EMPLOYMENT RETRENCHMENT PACKAGE. In March 2014 I will be
EMPLOYMENT RETRENCHMENT PACKAGE. In March 2014 I will be working 10 years for this construction company. I am currently at the Learning Centre since 2011 employed firstly as the client liaison officer… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
At the end of September 2013, all the employees were informed
At the end of September 2013, all the employees were informed by e-mail that the business is closing down at the end of October 2013 and that October 2013 will serve as our notice month. There was how… read more
Barend B.
Barend B.
Master's Degree
1,364 satisfied customers
Hi could you please assist me, Im struggling to get dates
Hi could you please assist me, I'm struggling to get dates this is how far back this debt goes, if memory serves me correct I had a credit card which had a limit of R6000 and I was paying an insurance… read more
JJ
JJ
Master's Degree
4,502 satisfied customers
I was employed at a new company in November 2012. In December
I was employed at a new company in November 2012. In December 2012 we received a e-mail notification that the company is looking at starting retrenchment procedures and that we will be notified soon a… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
I have had contsaint problems with Diners Club SA - I was issued
I have had contsaint problems with Diners Club SA - I was issued a card with a R20 000 limit on a salray of R27 500 per month gross> I was under the assuimption that the card was a credit card but … read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
Hi, I had some difficulty paying my monthly car installments
Hi, I had some difficulty paying my monthly car installments and is one month behind. The bank is given me until the 29th September to make payment. According to him he can take the car back even if i… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
In March 2009 I was retrenched and have been unenployed since;I
In March 2009 I was retrenched and have been unenployed since;I started an Amway distributorship and in November 2009 I incorrectly calculated my commission level to be +- R16,000-In that month I sign… read more
JJ
JJ
Master's Degree
4,502 satisfied customers
I have been made redundant in my currant role. I had a choice
I have been made redundant in my currant role. I had a choice of three new roles that I could apply for in my region. They only had two that is available in my city as I am not transferable so I appli… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
Good day, I have a question about retrenchment. I am working
Good day, I have a question about retrenchment. I am working for a company which has been doing retrenchments every 6 months or so for the past 2 years. I am trying to pre-empt my possible retrenchmen… read more
JJ
JJ
Master's Degree
4,502 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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