South Africa Law

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Related South Africa Law Questions
I have a homeloan which is in arrears due to my financial
Good morning. I have a homeloan which is in arrears due to my financial situation. I was just managing when the lockdown started and my salary was cut by a third. The bank allowed me a reduced payment… read more
Chris K
Chris K
Lawyer
LLB
1,640 satisfied customers
In 2010 I sold a property in South Africa however the sale
In 2010 I sold a property in South Africa however the sale price would not cover the full outstanding homeloan, so FNB converted the shortfall into a residual account. I was not able to pay this and t… read more
Freddie Lombard
Freddie Lombard
Attorney
Bachelor's Degree
3,795 satisfied customers
I have defaulted on my secondary homeloan and have now been
Good Afternoon, I have defaulted on my secondary homeloan and have now been sent a court order to apprear in courth 17 Oct I have been making payments but not the full amount. I am under debt reveiew … read more
Charlene Vorster
Charlene Vorster
Attorney and Conveyancer
Honours
274 satisfied customers
I am banking with FNB and exactly a year ago I was beaten up
Hi I am banking with FNB and exactly a year ago I was beaten up and held at gunpoint by 4 men, 1 of them of which I've known as a customer and had to EFT money R300000 into another FNB account but aft… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,744 satisfied customers
I have a problem with FNB,MY COMPANY HAD AN OVER DRAFT WITH
I have a problem with FNB,MY COMPANY HAD AN OVER DRAFT WITH THEM BEFORE IT WENT DOWN DURING RECESSION IN 2009.WE STARTED WORKING AGAIN LATE 2011 TO 2012,WE MADE ARANGEMENTS WITH ALL THE COMPANIES WE O… read more
CaseLaw
CaseLaw
Attorney
Master's Degree
2,426 satisfied customers
I am currently under debt review and FNB is one of the creditors
I am currently under debt review and FNB is one of the creditors I owe, I received about R22000 on my FNB cheque account and I used it because I need that cash since i was broke, now FNB wants me to p… read more
Freddie Lombard
Freddie Lombard
Attorney
Bachelor's Degree
3,795 satisfied customers
I had an ABSA homeloan and I had to sell the house in about
I had an ABSA homeloan and I had to sell the house in about 2000 for less than I owed due to the fact that I did not receive my full salary for about 12 months. Am I still liable for that outstanding … read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,744 satisfied customers
Good day, I was involved in a family business which sadly
Good day, I was involved in a family business which sadly went under in 2009. I have recently registered another cc and had a look on ITC if I was listed for anything. It turned up clean however on Ex… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,744 satisfied customers
hi there, Ive had a credit card with R10 000 limit in 2005,
hi there, I've had a credit card with R10 000 limit in 2005, I then moved house and lost the card and did not use again. I then got a call from laywers a month ago requesting R28 000. I got a settleme… read more
inciteadvisor
inciteadvisor
Commercial Lawyer
Post graduate degree- LLB
814 satisfied customers
Due to the fact that I was retrenched over 4 years ago and
Due to the fact that I was retrenched over 4 years ago and since then not been able to find permanet employment because of my age (Now 66). As a result I was not able to to meet my commitments to a ba… read more
CaseLaw
CaseLaw
Attorney
Master's Degree
2,426 satisfied customers
Dear Sir/Mam Can a Default (handed over for collection)
Dear Sir/Mam Can a Default (handed over for collection) in a credit report be removed before its expiry date (2 years) once it has been sttled in full? Regards… read more
inciteadvisor
inciteadvisor
Commercial Lawyer
Post graduate degree- LLB
814 satisfied customers
Hi We thought we were in debt review and we left South Afric
Hi We thought we were in debt review and we left South Africa to move to New Zealand. We were paying the pda faithfully and occasionally got a letter from one of the banks involved with our properties… read more
Mike Otis
Mike Otis
Legal Advisor
Master's Degree
2,094 satisfied customers
I did come into financial difficulties for reason of diificult
I did come into financial difficulties for reason of diificult economic climate, especially during the course of the previous few years and threfore approached a debt Concellor for assistance. Before … read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,744 satisfied customers
Fnb are threatening me via VVm attorneys with court action
Fnb are threatening me via VVm attorneys with court action for a debt paid in full by me in June 2006 and to an unsupported claim for a further R16 000-odd and neither party responds to my e-mails whi… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,744 satisfied customers
I am under debt review. Debt Busters has been giving me the
I am under debt review. Debt Busters has been giving me the run around. My car was repossed in Dec 2009 but they are still making a payment on the vehicle. I received a summons from FNB for my homeloa… read more
Mike Otis
Mike Otis
Legal Advisor
Master's Degree
2,094 satisfied customers
My husband and I have both become unemployed and have had to
My husband and I have both become unemployed and have had to apply for debt review in order to keep a roof over our families head. Our case is still before the court, sub judice, and in the meanwhile … read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,744 satisfied customers
Hi. I need super urgent help Re. FNB South Africa. I have
Hi. I need super urgent help Re. FNB South Africa. I have been under, and am still under Debt Counselling since Dec 2008. July 2010, I asked Debt counsellor for FINAL balances for all outstanding acco… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,744 satisfied customers
Hi there, I would like to know the following - I have been
Hi there, I would like to know the following - I have been unemployed since last year and I received a pension - I owed FNB monies on my credit cards - they just debited my account without my consent … read more
CaseLaw
CaseLaw
Attorney
Master's Degree
2,426 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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