South Africa Law

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Related South Africa Law Questions
In 2010 I sold a property in South Africa however the sale
In 2010 I sold a property in South Africa however the sale price would not cover the full outstanding homeloan, so FNB converted the shortfall into a residual account. I was not able to pay this and t… read more
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I bought a car in 2016 and when I lost my one income, I
I bought a car in 2016 and when I lost my one income, I realised that I would not be able to afford instalments then until I had received my pensio from the pension fund. I then contacted the financia… read more
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I want to buy a house but my wife is blacklisted .they send
Hi I want to buy a house but my wife is blacklisted .they send her a payedup letter that the account is settled. But they don't want to clear her name. Can the bank help me with the letter?… read more
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Dear Sir/Mam Can a Default (handed over for collection)
Dear Sir/Mam Can a Default (handed over for collection) in a credit report be removed before its expiry date (2 years) once it has been sttled in full? Regards… read more
inciteadvisor
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Bought a new vehicle on HP with residual value.Told when purchasing
Bought a new vehicle on HP with residual value.Told when purchasing the vehicle that at the end of HP could either settle residual or it would be refinanced. Hp was paid in full in Dec 2011 residual o… read more
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Hi there, My mom has been on debt review since 2008. She has
Hi there, My mom has been on debt review since 2008. She has missed 1 payment in Jan 2009. The bank says her home was bought in by the bank for R 200 000 but the valuation amount was R 550000. The hou… read more
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I am in the process of applying for a bond. After 14 years
I am in the process of applying for a bond. After 14 years there is an unpaid account on my name! With my previous bond (9 years ago, and my car-last year) it never came up! It is a clothing account I… read more
JJ
JJ
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I applied for debt counselling in March 2009. The court granted
I applied for debt counselling in March 2009. The court granted the application and approved the money to be paid to all debtors. Yesterday I received a call from ABSA stating that they want to repose… read more
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I started the debt counseling process with Ms. Andiswa Tinto
I started the debt counseling process with Ms. Andiswa Tinto from Debt relief kings, on 15th October 2010. From that time, I had been paying her a monthly payment of R1300, with which I had assumed my… read more
Mike Otis
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Juristiction of UAE registered bank in South Africa for recovering
Juristiction of UAE registered bank in South Africa for recovering defaulted loan provided in the UAE to a South African citizen, who now resides permanently in South Africa. Good morning, I was emplo… read more
JJ
JJ
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Hi, I have 2 questions 1. If I need to get my name cleared
Hi, I have 2 questions: 1. If I need to get my name cleared off ITC as there is a default but it has been paid off, how do I go about doing it, 2. About a year ago, I was contacted by Virgin Mobile of… read more
JJ
JJ
Master's Degree
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Hi, I am a South African citizen living abroad since Dec 2005.
Hi, I am a South African citizen living abroad since Dec 2005. Prior to this, in South Africa, I had a credit card from a well-known company, the balance of which was fully paid in August 2006, at one… read more
WCLawyer
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I applied for Debt Review on the 30/9/09; the notification
I applied for Debt Review on the 30/9/09; the notification was sent to credit providers and credit bureaus within 5 days of the date. I started making re-habilitation contribution to the National Dist… read more
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IVE BEEN BLACKLISTED BY FIRST NATIONAL BANK FOR A CREDIT CARD
IVE BEEN BLACKLISTED BY FIRST NATIONAL BANK FOR A CREDIT CARD THAT I HAVE PAID UP IN JULY 2010 WHY SHOULD I STILL BE LISTED… read more
JJ
JJ
Master's Degree
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Hi, About 6 months ago, my financial app for a vehicle was
Hi, About 6 months ago, my financial app for a vehicle was denied due to an oustanding balance from Cell C. I have now paid in full. I am currently debt free. A default still exists on my credit recor… read more
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can a bank have you listed for debt after a period of 16 years
can a bank have you listed for debt after a period of 16 years and also decline to resolve the debt after making 6 or 7 offers to pay the capital debt as all the information is missing and they cannot… read more
WCLawyer
WCLawyer
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Hi Standard bank wants to repossess my vehicle due to bad
Hi Standard bank wants to repossess my vehicle due to bad payments. I am currently under debt review and await a court date to make everything legal. I also recieved a letter from standard bank on the… read more
JJ
JJ
Master's Degree
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I have a Bond (RMB) and have been servicing this for 15 years.
I have a Bond (RMB) and have been servicing this for 15 years. I have drawn down on the facility to full value (R1,5 million). I did that monthly, not in lump sum. A result is that the installment inc… read more
WCLawyer
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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