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Related South Africa Law Questions
Please assist, I bought a car in February 2020 and due to
Good day please assist, I bought a car in February 2020 and due to lockdown I wasn't working for 3 months and after that I went back to work on short time. I missed payments for 3 months and after that I informed the bank I'm on short time and I sent them proof from my HR workplace. Now wesbank they are demanding R21000 within 3 months and this is excluding my R4200 normal installment every month. I negotiated to pay R5500 every month for the full incoming year up until my arrears is finished or that R21000 to be put on my back in the outstanding amount that I'm still left with and I dont have a problem with that. Please give me advice I don't want to lose my car and it's not my fault every one is affected by this pandemic and the fact that i still want to pay more that my installment means something. … read more
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Sorry about that I donno what happend. Anyway wen my dad
Sorry about that I donno what happend. Anyway wen my dad passed he had insurance on the vehicle but didn't have in case of death, cut a long story short I approached wesbank told them my dad had passe… read more
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Two weeks ago I applied for a credit card with Nedbank and
Hi good day, two weeks ago I applied for a credit card with Nedbank and was approved. I collected the card the Friday and by Sunday Night noticed fraud on my card. I phoned cancelled card online and w… read more
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Ellen.. I bought a car 4 years ago from a trader cash. He
Good morning Ellen. My name is***** bought a car 4 years ago from a trader cash. He never settle the outstanding amount at Wesbank. The owner of the car do have a court case against him. I did not get… read more
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Hi Is my ex still insolvent if 5 years have past and can
Hi Is my ex still insolvent if 5 years have past and can he be held liable for payment on a house we bought together 9 years ago still now to help with payment to clear my name Thank you… read more
inciteadvisor
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My son worked for a Company and was fired because he defrauded
My son worked for a Company and was fired because he defrauded the company. He offered to pay the amount back +-R30000.00. The company then said they will take his pension fund to cover the costs. We … read more
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Good day! My car was reposes by wesbank a few years back.
Good day! My car was reposes by wesbank a few years back. I try to get the car back, but could not reach any one to help me. I just receive a phone call from a unknown number 3 weeks after and the lad… read more
JJ
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I want to settle my account on my vehicle, asking for the early
I want to settle my account on my vehicle, asking for the early settlement amount from MFC I realise that the amount is the outstanding capital plus all the outstsanding interest. I bought the vehicle… read more
WCLawyer
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Hello, I am not sure if I am at the right law department,
Hello, I am not sure if I am at the right law department, but I need advice, PLEASE. I went under administration in 2002. At this point I had so much debt, clothing stores and loans and I could not pa… read more
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My car was repossessed in Feb 2007 and there happen to be an
My car was repossessed in Feb 2007 and there happen to be an outstanding balance . I wrote to Wesbank to to give me credit for the run-flats I had installed on the car. I did not hear from them for th… read more
JP
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The short version of my long convoluted story is this, in 2001
The short version of my long convoluted story is this, in 2001 Absa gave me an overdraft on my cheque account, I then lost my job and the balance was not paid, in 2003 it was handed which resulted in … read more
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Hi, I have 2 questions 1. If I need to get my name cleared
Hi, I have 2 questions: 1. If I need to get my name cleared off ITC as there is a default but it has been paid off, how do I go about doing it, 2. About a year ago, I was contacted by Virgin Mobile of… read more
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I applied for car finance with Nedbank last year and was approved,
I applied for car finance with Nedbank last year and was approved, the problem came were my trade in car(which i had previously with Wesbank was not settled). the car(Wesbank car) was reposed and sold… read more
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I was sued by the banks lawyers for outstanding credit card
I was sued by the banks lawyers for outstanding credit card debt in 2002 after I became unemployed. I was unable to pay anything. I did not hear from them since 2003, and now 7 years later, they are h… read more
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I have been listed by wesbank with Transunion ITC for shortfall
I have been listed by wesbank with Transunion ITC for shortfall on my car that was written off Jan 2009. My insurance paid off the amount requested by the bank and later on the bank called me and requ… read more
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I had an account with Wesbank and it was handed over to Lawyers.
I had an account with Wesbank and it was handed over to Lawyers. I never knew about it until I wanted to by an house. I then contacted Wesbank and they informed me that the account was handed over fro… read more
WCLawyer
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I have a propety with Nedbank which was repossed and actioned
I have a propety with Nedbank which was repossed and actioned in 2003. On the deed's office the details reflect that the property is still under my name. I have since the years accumulated a lot of ar… read more
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I was listed for an accout in 2003 when i was unemployed. This
I was listed for an accout in 2003 when i was unemployed. This account is still on Experian. When i was listed, the amount was including interest. Now from an amount of R13958 they want me to pay plus… read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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