South Africa Law

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Related South Africa Law Questions
In 2010 I sold a property in South Africa however the sale
In 2010 I sold a property in South Africa however the sale price would not cover the full outstanding homeloan, so FNB converted the shortfall into a residual account. I was not able to pay this and t… read more
Freddie Lombard
Freddie Lombard
Attorney
Bachelor's Degree
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I went under debt review in Oct 2017. Included were 7
I went under debt review in Oct 2017. Included were 7 Standard Bank accounts. They have managed to get these accounts removed from the debt review arrangement and have handed some of those over to their collection attorneys. What is the minimum percentage of the amount outstanding do I need to offer to pay per month to keep them happy … read more
Chris K
Chris K
Lawyer
LLB
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Hi JP I left South Africa 5 years ago and left Debt behind
Hi JP I left South Africa 5 years ago and left Debt behind for various reasons . I am now an Australian citizen . Two questions Today I got contacted by the debt collection attorneys on an old gmail a… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
In 2011 my bank had written off my debt. I wend under debt
In 2011 my bank had written off my debt. I wend under debt review during 2007 although the court order was only done in 2011. I made payments to the account and was contacted by a bank employee to sto… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
I am under debt review and a court order has been granted .
I am under debt review and a court order has been granted . I n the court order I am to pay a fixed amount every month to a debt counsellor , who then in turn, pays all the parties that I owe money. N… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
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In 1997 a Johannesburg home owned in my name was re-possessed
In 1997 a Johannesburg home owned in my name was re-possessed by Standard Bank South Africa, who then sold the property as my registered Estate Agent was unable to sell the property. There was a net s… read more
Mike Otis
Mike Otis
Legal Advisor
Master's Degree
2,094 satisfied customers
I had a Credit card with fnb that was opened during 2006 or
I had a Credit card with fnb that was opened during 2006 or so just before I went to london. I lived in London for about two years with one of my family relatives that was asked to pay the credit card… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
Hi There I have been under debt review from 2009, but in
Hi There I have been under debt review from 2009, but in 2010 fnb homeloans passed judgement against me although i kept to my payment plan. They then responded after i wrote up to them ans then they s… read more
Shaie Zindel
Shaie Zindel
Attorney
B.A. (RAU); BProc (RAU)
1,250 satisfied customers
I have debt in South Africa (FNB Eastern Cape: credit card
I have debt in South Africa (FNB Eastern Cape: credit card and cheque account overdraft). The debt was created in 2005/2006 and the last payment was made in Oct 2006. In Jan 2007 I moved to the UK (wh… read more
Mike Otis
Mike Otis
Legal Advisor
Master's Degree
2,094 satisfied customers
Dear Sir, I need some urgent advise on credit card debt? I
Dear Sir, I need some urgent advise on credit card debt? I used to work in Dubai and got made redundant. Because I could not find other work and because of strict UAE financial laws my only option was… read more
CaseLaw
CaseLaw
Attorney
Master's Degree
2,336 satisfied customers
I recieved a lawyers letter for a alleged outstanding amount
I recieved a lawyers letter for a alleged outstanding amount on a FNB credit card. I had a FNB credit card which was in dispute in 2004/2005 when I was retrenched and lost my job. I remember completin… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
I hava a company where a client paid for a holiday for two
I hava a company where a client paid for a holiday for two families using her credit card. When the other family arrived they paid by card and i credited the first czasrd on line. The bank informed me… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
Hi! Ive entered the debt review process last year in April.
Hi! I've entered the debt review process last year in April. One of the creditors is FNB-Homeloans. The've terminated the review, whilst the process is still ongoing(Trying to get a court date to lega… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
Dear legal person. 3 years ago I was visited at mt workplace
Dear legal person. 3 years ago I was visited at mt workplace and was forced to sign a document that said I owe a large amount of money to FNB bank. The person that delivered the document said he can n… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
Dear Ombudsman, I have been banking with First National Bank
Dear Ombudsman, I have been banking with First National Bank of South Africa (FNB) since its inception when it changed from Barclays Bank. In 1984 I went to the South African Defence Force to serve na… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
Hi Johan My husband died in a car accident in December 2007.
Hi Johan My husband died in a car accident in December 2007. We were married with the 'old' type of ANC, he had no assets as he had come to SA from Romania in 2001. At the time of his death he had R7,… read more
JJ
JJ
Master's Degree
4,502 satisfied customers
Please advise what my right as a consumer are in this scenario -
Please advise what my right as a consumer are in this scenario: - Applied for debt review about 3 years ago and managed to consolidate debt. - Found out earlier this year that vehicle finance from ABS… read more
WCLawyer
WCLawyer
Attorney
Bachelor's Degree
15,711 satisfied customers
Hi there, I would like to know the following - I have been
Hi there, I would like to know the following - I have been unemployed since last year and I received a pension - I owed FNB monies on my credit cards - they just debited my account without my consent … read more
CaseLaw
CaseLaw
Attorney
Master's Degree
2,336 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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