How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Lane Your Own Question
Category: Social Security
Satisfied Customers: 21856
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
Type Your Social Security Question Here...
Lane is online now
A new question is answered every 9 seconds

I am 78 years old and my wife is 79. we have received social

Customer Question

i am 78 years old and my wife is 79. we have received social security since age 65. i receive full SS and my wife one half of that amount. if i die will my wife then receive my full SS benefits
JA: What is their retirement age?
Customer: i retired at 70 but began receiving benefits at age 65
JA: Anything else you want the Accountant to know before I connect you?
Customer: no thats it
Submitted: 16 days ago.
Category: Social Security
Expert:  Lane replied 16 days ago.

Hi. My name's Lane.


I hold a Law Degree, a BBA, an MBA (Finance Specialization), and & CFP and CRPS designations as well,

I've been providing tax, corporate law & accounting, financial, and Social Security advice to clients on three continents since 1986.


Please bear with me a moment while I read your question and write up my answer


(By the way … Please understand that any phone consult offers come from the web site automatically … Not from me … They WILL stop.)

Expert:  Lane replied 16 days ago.

Yes. Your wife will receive what's called the SURVIVOR benefit (some call this the widows/widowers benefit.


That benefit is 100% of your benefit.

Expert:  Lane replied 16 days ago.

It IS important to understand that we cannot "stack benefits," so to speak (add one benefit on top of another).


Social Security will always take you up to the higher benefit.


SO, as an example if she predeceased you (having the smaller benefit) your benefit would not change.

Expert:  Lane replied 16 days ago.

Please let me know if you have any questions at all, on this.


If not, I'd appreciate a positive rating.


Otherwise I won't be compensated for my time here.


Thanks so much,


Customer: replied 16 days ago.
thank you. i will not have any more questions so cancel my subscription now
Customer: replied 16 days ago.
you did an excellant job thank you
Expert:  Lane replied 16 days ago.

Thanks much.