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Answered in 3 minutes by:
11/4/2019
lev-ssa, Retirement and Benefits
Category: Social Security
Satisfied Customers: 64,336
Experience: Retirement Planning, Benefit Qualification, Taxes, International Issues
VerifiedHi and welcome to our service.
I hope you will live longer and enjoy your own social security benefits.
After your passing - your surviving spouse will be able to switch from her own social security retirement benefits to survival benefits - which are 100% of your benefit amount.
So she will get $1150 monthly benefits with COLA adjustments by that time.
In additional she will get one time death benefits - currently $255.
Let me know if that addressed your concern.
Yes - that will be her benefits as a surviving spouse.
She will choose the larger of two benefit she is entitled - ()her own retirement benefits and ()survival benefits.
In this situation - survival benefits are larger.
lev-ssa, Retirement and Benefits
Category: Social Security
Satisfied Customers: 64,336
Experience: Retirement Planning, Benefit Qualification, Taxes, International Issues
Verifiedlev-ssa and 87 other Social Security Specialists are ready to help you
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Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.
