Social Security

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Related Social Security Questions
I just turned 62 and have decided to wait until I reach full
I just turned 62 and have decided to wait until I reach full retirement age to draw my benefits. My wife will be 62 in October. Assume that we are both alive If she begins to draw on SS will that impa… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
32,621 satisfied customers
Spousal benefits. I am drawing full retirement benefits. My
I am drawing full retirement benefits. My wife will be age 62 this year and has no earnings record. I understand she can apply for reduced spousal benefits when 62 . But, when I die, can she then opt for my SSA benefit? Or, is she forever stuck with the reduced benefit? … read more
Lev
Lev
44,852 satisfied customers
I am currently 62 and I will be applying for social security
I am currently 62 and I will be applying for social security retirement. I was told that once I start social security my wife (age 65) can draw an amount of half of my retirement and continue to build… read more
Lev
Lev
44,852 satisfied customers
I Wii turn 70 in 2019 oct 7th. I have not started Social
I Wii turn 70 in 2019 oct 7th. I have not started Social Security as yet. My wife turned 62 yrs old. She will not start SS benfits until full retirtment at 66 yrs. old. IfI die be for her will she rec… read more
emc011075
emc011075
Tax advisor and Enrolled Agent
Bachelor's Degree
7,870 satisfied customers
My wife is a few credits short of qualifying for her own SS
My wife is a few credits short of qualifying for her own SS check. She never really had any earning to speak of and now she's 59. I'm 61. If I delay to Age 70 to start my SS, when should my wife start… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
32,621 satisfied customers
I am 67 years old. My wife is 61. I am working full time
I am 67 years old. My wife is 61. I am working full time and my wife is working full time. We each earn more than the social security maximum. I plan on working until age 70. I am not drawing social s… read more
Christopher B, Esq.
Christopher B, Esq.
Attorney
Juris Doctor
32,621 satisfied customers
I have been reviewing Social Security options wife and me.
Hello! I have been reviewing Social Security options for my wife and me. My wife will soon be 64 and I will soon be 62. I am still employed and my wife is a homemaker who is qualified for Social Secur… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I will be 66 in November, my wife will be 61 in February. My
I will be 66 in November, my wife will be 61 in February. My current monthly benefit would be at 66 $2,591, at 70 $3,492. My wife's monthly benefit would be at 62 $995, at 66 $1,383 and at 70 $1,842. … read more
PDtax
PDtax
Owner
Master's Degree
6,805 satisfied customers
I am 68 years old, still working, and not receiving Social
I am 68 years old, still working, and not receiving Social Security benefits. I want to wait until I am 70 to maximize the benefit. My wife's job was eliminated last year, and she is not currently wor… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,379 satisfied customers
I am 68, my wife is 62. My account value is high, hers is minimal,
I am 68, my wife is 62. My account value is high, hers is minimal, relatively. I wish to allow my account to maximize and not draw on mine until I am 70. Is it not allowable for my wife to start drawi… read more
PDtax
PDtax
Owner
Master's Degree
6,805 satisfied customers
Sorry about the length. Assume you have: Husband (H) age
Sorry about the length. Assume you have: Husband (H) age 66 with full retirement benefit = $2,400; Spouse (S) age 62 full retirement = $900. I pick the 4 year spread and "larger" benefit discrepancy o… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am almost 70 years old and my wife is 62 years. What is the
I am almost 70 years old and my wife is 62 years. What is the best strategy to handle SS benfits to maximize life long income, assuming that I will die earlier than my wife? (I earn more than my wife … read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am now 65, and my wife is 60. We both plan to start Social
I am now 65, and my wife is 60. We both plan to start Social Security benefits when we turn 70. My question is: Am I allowed, when my wife turns 62, and I will then be 67, to claim half-benefits based… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
Hi: I am planning to retire next Septemebr 2014 at age 67
Hi: I am planning to retire next Septemebr 2014 at age 67 - one year beyond my full SS eligibility. At that time, I will be eligible for approx. $2,900 monthly. My wife will be age 62 at that same tim… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
My wife will be 62.5 when she retires (July 2014). I will be
My wife will be 62.5 when she retires (July 2014). I will be 66. We plan on my wife taking her SS at 62.5 (estimated at $12,500 per year, $16,000 if she waited until 66) and I will take spousal benefi… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 65 and will not retire for many years. My wife is 63 and
I am 65 and will not retire for many years. My wife is 63 and earns much less than me. Our basic plan is for me to wait to draw until 70 under my account, and for her to draw half of my benefit then. … read more
Loren
Loren
Attorney
3,408 satisfied customers
My wife and I want to make sure that her Survivors Benefit
My wife and I want to make sure that her Survivor's Benefit is maximized following my death. In other words we want to make sure she receives 100% of the reduced benefit that I've been receiving since… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,591 satisfied customers
I am 62 and plan to claim social security benefits at 70. My
I am 62 and plan to claim social security benefits at 70. My wife is 65 and claimed SS benefits at 63 on her own account. I am the high earner between us, and she had planned to switch to a spousal cl… read more
dylatess
dylatess
ATTORNEY
JD
3,695 satisfied customers
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Meet the Experts:

dylatess

dylatess

ATTORNEY

3,695 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,591 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Christopher B, Esq.

Christopher B, Esq.

Attorney

32,621 satisfied customers

Attorney licensed for 17 years specializing in various fields.

Loren

Loren

Attorney

3,408 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,379 satisfied customers

25+ years legal exp. - 15+ years owning/operating her own SSD Law practice.

< Previous | Next >

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

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