You can defitely retire at your planned retirement date. And your husband will qualify fr a retirement benfite called a spousal benefit based off your work record. His benefit spousal benefit does NOT reduce your benefit.
As to your retirment date, Since you were born in 1955 your full retirement age is 66 and 2 months. This means that your benefit amount will be slightly decreased because you are retireng a little earlier than your full retirement age. If you have the funds to do so then do not let that worry you. The life expectancy tables are such that the amount that you collect will be close to the same over the course of your lifetime. When you delay retirement you get a little more because you are not expected to live as long at that point, and vice-versa.
You can estimate how much you will receive by using this calculator:
Also if you decide to delay retirement until after age 65, then make sure you still apply for Medicare at age 65. If you apply late for Medicare they penalize you.
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