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I am 66. my wife is now collecting retirement benefits from…

I am 66....

I am 66. my wife is now collecting retirement benefits from SSA. How can I apply for spousal benefits until I get my own benefits at a later age?

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

My wife is retired. I am still working. I am told I am old enough to get spousal benefits while suspending my own benefits. So, that is what I want to do.

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Answered in 40 minutes by:
3/6/2018
Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13,637
Experience: 22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.
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Hi, my name is***** .I have been practicing SS LAW full time for 12+ years, exclusively, and look forward to assisting you.

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OK, so you turned 62 before 2016, which is a good thing. This means that you can file a "restricted" spousal benefit, without filing for your own nor being "deemed" to have mandatorily applied/filed for your own. People that did not hit 62 before 2016 will no longer be able to do so when they hit their full retirement age. But to be clear, you are NOT suspending your own. Suspending only occurs if you have already filed for your own. You do not what to file for your own at all, ONLY a restricted application for spousal benefits only.

https://www.ssa.gov/planners/retire/deemedfaq.html

Directions can be found here: https://www.ssa.gov/forms/ssa-2.html

If it seems confusing, you can make an appointment to have a SS staffer take your application. Be sure to make it very clear that you are only filing for spousal, a RESTRICTED application.

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Customer reply replied 5 months ago
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Welcome! Please do not forget to hit the 5 stars so my company provides credit for assisting!

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I hope this helps! My goal is to provide you with excellent and accurateservice – if you feel you have gotten anything less, please reply back, I am happy to address follow-up questions.

Kindly rate me with 5 stars when you are done. It costs nothing extra but tells company to give mecredit for my assistance to you today. I look forward to assisting you inthe future, should you have legalquestions. Be sure to start future posts with "To ***** Esq., ONLY" if you want me to specifically answer it.

Sincerely, ***** ***** Joy, Esq.

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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13,637
Experience: 22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.
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Satisfied Customers: 13,637
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