Social Security

Ask social security questions and get answers ASAP

Ask an Expert,
Get an Answer ASAP!

This answer was rated:

My son receives social security survivor benefits as my

Hello, My son receives social...
Hello, My son receives social security survivor benefits as my husband passed away 7 years ago. I have been saving them in a representative payee account for college. I just recently learned that when he turns 18, Social Security will ask for the unused funds back. Is this correct? If so, I need to spend it down as much as possible in his last two years and save my own moneys for his college.
Show More
Show Less
Ask Your Own Social Security Question
Answered in 1 minute by:
1/11/2018
TaxRobin
TaxRobin, Tax Preparer
Category: Social Security
Satisfied Customers: 18,411
Experience: 15+ years in tax preparation and instruction
Verified

Hello, I'm Robin. Welcome to JustAnswer. I'm reviewing your question now and typing up my reply. I'll post that in just a few moments.

Ask Your Own Social Security Question

SSA may permit a former payee (you) to transfer conserved funds directly to a new payee or to a capable beneficiary (your son) rather than returning them to SSA if it serves the best interest of the beneficiary. SSA will allow such transfers on a case-by-case basis.

Here is a good example: A mother with custody serves as payee for her son. She reports that he is capable of managing his money and will be living alone. They visit the field office and the beneficiary applies to be his or her own payee. The mother wants to give the conserved funds directly to the beneficiary to pay for the deposit on the apartment and for utilities. The beneficiary needs the direct transfer as soon as possible so that he does not lose the apartment to another renter. Direct transfer to the beneficiary may serve the beneficiary’s best interest.

Ask Your Own Social Security Question
Customer reply replied 7 months ago
I'm ok leaving the money in this account - it will definitely go to him?

That is what the SSA information advises.

https://secure.ssa.gov/poms.nsf/lnx/0200603055

TaxRobin
TaxRobin, Tax Preparer
Category: Social Security
Satisfied Customers: 18,411
Experience: 15+ years in tax preparation and instruction
Verified
TaxRobin and 87 other Social Security Specialists are ready to help you
Ask your own question now
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a social security expertLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask TaxRobin Your Own Question
TaxRobin
TaxRobin
TaxRobin, Tax Preparer
Category: Social Security
Satisfied Customers: 18,411
18,411 Satisfied Customers
Experience: 15+ years in tax preparation and instruction

TaxRobin is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response...

T.G.WMatteson, IL

I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight.

BonnieChesnee, SC

Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation.

JohnMinneapolis, MN

Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with.

OrvilleHesperia, California

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!!

AlexLos Angeles, CA

Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult.

GPHesperia, CA

< Previous | Next >

Meet the Experts:

dylatess

dylatess

ATTORNEY

3,467 satisfied customers

37 plus years of SSD practice

Megan C

Megan C

Certified Public Accountant (CPA)

4,582 satisfied customers

Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level

LawTalk

LawTalk

Attorney

3,071 satisfied customers

I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.

R. Klein, EA

R. Klein, EA

Accountant

334 satisfied customers

Tax & Social Security Benefits specialist

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

233 satisfied customers

Licensed in multiple jurisdictions, experienced business attorney.

AttorneyTom

AttorneyTom

Attorney

16 satisfied customers

Attorney

Stephanie O Joy, Esq

Stephanie O Joy, Esq

Soc. Sec. Attorney

3,283 satisfied customers

22+ years legal exp. - 12+ years owning/operating her own SSD Law practice.

< Previous | Next >

Related Social Security Questions
My grandson has been receiving a check from social security
My grandson has been receiving a check from social security since the date we adopted him. We have put it all in a savings account for his college. Now that he is turning 18, they are asking any money… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
I am retired with a 17 year old son. we both receive social
I am retired with a 17 year old son. we both receive social security retirement benefits. I am the benefit payee for my son. I have saved my son's benefits for his college when he turns 19 next year. … read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
My son is 17 and joined the navy will he lose his survivor
my son is 17 and joined the navy will he lose his survivor benefits he is get … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
My grandson has been getting benefits from his deceased
my grandson has been getting benefits from his deceased father. He has just turned 18 and his mother has told him that all of the money he received from SS had to be returned to them. I smell fraud he… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
My husband reached full retirement age a few years ago and
My husband reached full retirement age a few years ago and since we had a minor child she gets 50%. I have it directly deposited into a custodial Yuma. Some of it is spent on her daily living expenses… read more
NPVAdvisor
NPVAdvisor
CFP Licensee and Practitioner
Master's Degree
180 satisfied customers
My daughter passed away and my granddaughter received her ss
My daughter passed away and my granddaughter received her ss payments as a minor through her father. Is there any accounting required as to how her father spends this money? … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
My daughter has been receiving survivors benefits for the
My daughter has been receiving survivors benefits for the past 10 years. She just turned 18. I am her mother and her representative payee. I received a letter from the SS office that I have to return … read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
I received social security bennifit for my son for two years
I received social security bennifit for my son for two years after his mom died while he was in school. I got a letter from SS stating that if I had any money saved I need to return it. I did save som… read more
LEV
LEV
Retired
Bachelor's Degree
14,896 satisfied customers
My twin children have been collecting since their dad died
my twin children have been collecting since their dad died over 10 years ago. I saved 1/2 the money in a college 529 plan. Now they turned 18 and Social Security is saying I need to send all the money… read more
emc011075
emc011075
Senior Tax Specialist
Bachelor's Degree
16 satisfied customers
My 17 year old son gets SS from s Dad who died in 2013. He
My 17 year old son gets SS from his Dad who died in 2013. He has moved to his sisters house to go to the Jr. College next year. He was having a hard time with his grades so he went early so she could … read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
I am a representative payee niece and have been putting away
I am a representative payee for my niece and have been putting away a portion of her social security in a college fund. She is now turning 18 and social security has sent a letter asking me to send th… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
I have a social security survivor's benefit son and I am a
I have a social security survivor's benefit for my son and I am a payee because he is a minor. My question is concerning when he turns 18. I have been saving the money for him so that when he turns 18… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
After 2 years of receiving S.S. teenager whose mom passed
After 2 years of receiving S.S. for a teenager whose mom passed away is it customary for Social Security to write a letter to the dad and asking him to bring in a check for the amount of money they ha… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
My son has been receiving social security disability benefits
My son has been receiving social security disability benefits since his father passed. I am his mother and the representative payee. He has not spent very much of the money as I have encouraged him to… read more
Stephanie O Joy, Esq
Stephanie O Joy, Esq
Soc. Sec. Attorney
Doctoral Degree
3,283 satisfied customers
My neice has lived with me since 2011 when her mother died,
my neice has lived with me since 2011 when her mother died, in 2002 her father passed away. She was receiving social security benefits and my brother took us to court and was named as her payee and wo… read more
Shawn P. Adamo
Shawn P. Adamo
CEO
Bachelor's Degree
18 satisfied customers
I am on disability from soc security. My son who is 17 has
I am on disability from soc security. My son who is 17 has been getting the amount of half equal to mine. I am the adult receiving his checks. Every yr social sec will send me a questionerre asking wh… read more
Megan C
Megan C
Certified Public Accountant (CPA)
Master's Degree
4,582 satisfied customers
Hello, I am a representative payee for my son who receives
Hello, I am a representative payee for my son who receives survivors benefits due to his mother's passing away 18 months ago. I just completed my first year report to the SSA on how the funds were spe… read more
LawTalk
LawTalk
Attorney
Juris Doctor
3,071 satisfied customers
My husband and I adopted a son at age 4 who was receiving a
My husband and I adopted a son at age 4 who was receiving a Death Benefit from his biological father who died. I (adoptive mother) am now the representative payee. My son is now 11. We have been savin… read more
dylatess
dylatess
ATTORNEY
JD
3,467 satisfied customers
Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Disclaimer: Information in questions, answers, and other posts on this site ("Posts") comes from individual users, not JustAnswer; JustAnswer is not responsible for Posts. Posts are for general information, are not intended to substitute for informed professional advice (medical, legal, veterinary, financial, etc.), or to establish a professional-client relationship. The site and services are provided "as is" with no warranty or representations by JustAnswer regarding the qualifications of Experts. To see what credentials have been verified by a third-party service, please click on the "Verified" symbol in some Experts' profiles. JustAnswer is not intended or designed for EMERGENCY questions which should be directed immediately by telephone or in-person to qualified professionals.

Show MoreShow Less

Ask Your Question

x