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When can you obtain full benefits despite working and making…

Customer Question
When can you obtain...

When can you obtain full benefits despite working and making a high salary, I am 66 and will be 67 in March 2018

Accountant's Assistant: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.

I make 6 figures, turn 67 in March 2018 but wanted to start investing my ss payment, will I be penalized because I am working?

Accountant's Assistant: Is there anything else the Retirement Accountant should be aware of?

I don't know what else you need.

Submitted: 3 months ago.Category: Social Security
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Answered in 5 minutes by:
1/9/2018
Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 3 months ago
Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 14,019
Experience: Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
Verified

Hi. My name’s Lane …

I hold a law degree (J.D.), with concentration in Tax Law, Estate law & Corporate law, an MBA in finance, a BBA, and CFP & CRPS (Chartered Retirement Plans Specialist) designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, to clients on three continents, since 1986.

Bear with me a moment while I type up my response. Then if you have further questions we can go from there.

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Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 3 months ago

You willl not.

...

Once you turn Full Retirement Age (FRA), which is age 66 fr those born between 1943 and 1954, there IS no longer any reduction for working while taking benefits.

...

Only those taking EARLY benefits (again age 62 through age 65, UP TO age 66) are penalized by the "earning over the annual limit" reduction.

...

You can read more about that from Social Security here:

...

https://faq.ssa.gov/link/portal/34011/34019/article/3739/what-happens-if-i-work-and-get-social-security-retirement-benefits

...

From there: "Starting with the month you reach full retirement age, you can get your benefits with no limit on your earnings."

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Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 3 months ago

Please let me know if you have ANY questions at all, before rating me.

If this has helped, and you DON’T have other questions … I'd appreciate a positive rating, using the stars on your screen, and then clicking “submit"– That’s the only way I’ll be credited for the work.

But again, if you need more on this please let me know.

Lane

Ask Your Own Social Security Question
Social Security Expert: Lane, JD,CFP, MBA, CRPS replied 3 months ago

Hi, Lane here.

...

I’m just checking back in to see how things are going.

...

Did my answer help?

Please let me know if you have ANY questions at all, before rating me.

If this has helped, and you DON’T have other questions … I'd appreciate a positive rating, using the stars on your screen, and then clicking “submit"– That’s the only way I’ll be credited for the work.

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Lane
Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 14,019
14,019 Satisfied Customers
Experience: Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986

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